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Medicare, explained simply.

Independent, plain-language guides to your Medicare choices — by state and city, kept current for 2027. Choose where you want to start.

Medicare 2026Medicare AdvantageMedicare SupplementMedicare Part D

By the numbers

How people get Medicare in the United States

54% are on Medicare Advantage
(MA penetration in the United States)
54%
19%
27%
Medicare Advantage Medicare Supplement (Medigap) Original Medicare only
U.S. average

MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.

Browse by topic

Every guide on a subject, gathered across the cities we cover.

The Part D drug cap · Medicare Part D (253)Aep 2027 state ma carrier · Medicare Advantage (244)Medigap basics · Medicare Supplement (174)Annual Enrollment Period · Medicare 2026 (131)Free local Medicare help · Medicare 2026 (115)IRMAA income surcharges · Medicare Part D (111)Plan availability by area · Medicare Advantage (99)What's changing for Medigap by city · Medicare Supplement (98)Medigap vs. Medicare Advantage · Medicare 2026 (79)Medicare Advantage Open Enrollment · Medicare Advantage (78)Medigap insurers by city · Medicare Supplement (71)Extra Help for drug costs · Medicare Part D (71)

All Medicare Advantage topicsAll Medicare Supplement topicsAll Medicare Part D topicsAll Medicare 2026 topics

Medicare questions, answered

Short answers with this year’s figures and the official sources.

How much does Medicare cost in 2026?What is the Medicare Part B premium for 2027?When should I sign up for Medicare?What is the difference between Original Medicare and Medicare Advantage?Does Medicare cover dental, vision and hearing?Does Medicare pay for nursing home or long-term care?What happens if my Medicare Advantage plan is leaving for 2027?How can I get help paying for Medicare?

All 24 Medicare answers

Upcoming live session

Medicare Annual/Open Enrollment, live: questions on the 2027 changes

Medicare Annual/Open Enrollment 2027 live, day 8, morning: Medicare Advantage changes by state. Starts Oct. 22, 2026, 10 a.m. ET. Program-level information only; no plan is recommended.

Medicare Advantage for 2027: what is changing in your state

Open/Annual Enrollment runs Oct. 15 to Dec. 7 (the dates and what you can change). For every state and county: the plans leaving, new or changing for 2027, and the plans Medicare rates 4 stars or higher in its 2027 Star Ratings. “Top-rated” is CMS’s rating, not ours.

Plan changes for 2027: nationally and by state · Top-rated plans by state (2027 CMS Star Ratings)

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