IRMAA income surcharges: Medicare Part D guides by city
111 guides across 51 states, each written for its own area, on income-related surcharges on Part B and Part D and the current thresholds.
Compare Medicare Part D options near you
Answer 3 quick questions to see Medicare Part D listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Part D options you can choose.
These listings are provided by licensed insurance partners.
Will your prescriptions still be covered in 2027?
Part D plans rewrite their drug lists every year — tiers move, pharmacies change, drugs drop off. One call checks your exact medications against the 2027 plans in your area.
- Every prescription checked, name by name
- Your pharmacy checked for preferred pricing
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Will your prescriptions still be covered in 2027?
Drug lists change every year. One call checks your exact medications against the 2027 plans in your area.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Every guide below is a local Medicare article on IRMAA income surcharges. The program rules are the same everywhere; what differs is the plan landscape in each county, which is why each guide is written for one place. Pick your state, then your city.
IRMAA income surcharges: guides by state
Alabama
- 2027 IRMAA Brackets: Medicare in Montgomery, ALMontgomery · 2026-08-05
Alaska
- Medicare Part B & D surcharges in Fairbanks 2027Fairbanks · 2026-08-10
Arizona
- How Income Shapes Your 2026 Medicare Part B and D CostsScottsdale · 2026-07-10
- Yuma Medicare 2027: when IRMAA kicks in (explained)Yuma · 2026-09-26
Arkansas
- IRMAA & Medicare costs for Conway, Ark. in 2027Conway · 2026-09-10
- 2027 IRMAA Thresholds for Medicare Premiums in FayettevilleFayetteville · 2026-09-03
California
- IRMAA & Your 2027 Medicare in Hemet, Calif.Hemet · 2026-09-23
Colorado
- 2026 IRMAA: Medicare Surcharges Start Above $109,000Aurora · 2026-07-15
- IRMAA & Medicare Costs in Colorado Springs 2027Colorado Springs · 2026-08-19
- IRMAA and Medicare Part B and D Costs in LakewoodLakewood · 2026-08-05
Connecticut
- Part B and Part D Income Surcharges in BridgeportBridgeport · 2026-07-28
- Medicare IRMAA in New Haven: 2027 Part B and DNew Haven · 2026-07-26
- $109,000 Income Triggers Medicare IRMAA in New LondonNew London · 2026-08-27
- 2026 Medicare IRMAA: Who Pays Extra Above $109,000Stamford · 2026-07-11
Delaware
- How IRMAA Adds to Medicare Part B and Part D in BearBear · 2026-08-04
- $109,000 income triggers Middletown Medicare IRMAA in 2026Middletown · 2026-08-10
Florida
- Medicare IRMAA surcharges facing Jacksonville retireesJacksonville · 2026-09-06
- Ocala IRMAA Guide for 2027 MedicareOcala · 2026-08-20
- How income raises Medicare Part B and D costs in Palm BayPalm Bay · 2026-09-05
- 2027 Medicare IRMAA Brackets: Tampa, FLTampa · 2026-08-13
- Does Your 2024 Tax Return Trigger a 2026 IRMAA Bill?West Palm Beach · 2026-09-23
Georgia
- Medicare IRMAA Thresholds for 2027 Facing Athens RetireesAthens · 2026-08-20
- 2026 IRMAA Brackets: What Augusta Retirees Should KnowAugusta · 2026-07-11
- Columbus, GA: IRMAA & Medicare Costs for 2027Columbus · 2026-09-24
Hawaii
- Medicare Part B and D Income Thresholds for HonoluluHonolulu · 2026-08-18
Idaho
- $109,000 Triggers Medicare Part B and D Extra Costs in CaldwellCaldwell · 2026-08-08
- Caldwell Medicare IRMAA & Part D 2027Caldwell · 2026-07-11
- 2027 IRMAA Thresholds for Idaho Falls MedicareIdaho Falls · 2026-08-14
- Meridian, Idaho IRMAA Letters & 2027 MedicareMeridian · 2026-09-19
Illinois
- Chicago IRMAA Surcharges for Part B & Part D 2027Chicago · 2026-07-29
- Medicare Deadlines in Chicago: What LIS Enrollees Should WatchChicago · 2026-07-10
Indiana
- 2026 IRMAA Thresholds for Lafayette Medicare BeneficiariesLafayette · 2026-08-27
- Medicare IRMAA in 2026: Income Brackets Start at $109,000Merrillville · 2026-09-17
Iowa
- IRMAA & Medicare Part B/D in Des Moines, IA 2027Des Moines · 2026-08-07
Kansas
- Topeka IRMAA & Medicare Premiums for 2027Topeka · 2026-08-04
Kentucky
- Why 2025 Returns Affect 2027 Medicare in JeffersontownJeffersontown · 2026-08-24
Louisiana
- Baton Rouge Medicare Part B & D Thresholds 2027Baton Rouge · 2026-07-17
- 2027 Medicare IRMAA: Brackets for Lafayette, La.Lafayette · 2026-08-13
- Income, IRMAA & Medicare in Lafayette, La. (2027)Lafayette · 2026-07-13
Maine
- 2027 IRMAA Thresholds for Medicare Enrollees in LewistonLewiston · 2026-07-23
- 2027 Medicare IRMAA Brackets — South Portland, MESouth Portland · 2026-08-12
Maryland
- Medicare Part B and D surcharges above $109,000 in ColumbiaColumbia · 2026-09-04
- Late to Medicare in Germantown? Here's How Penalties WorkGermantown · 2026-07-10
- How Your 2024 Income Shapes 2026 Medicare Part B and D BillsSilver Spring · 2026-07-11
- Waldorf, Md.: 2027 Medicare IRMAA GuideWaldorf · 2026-07-14
Massachusetts
- Everett Medicare: Part B and Part D Income Surcharges for 2026Everett · 2026-09-06
- How IRMAA raises Medicare Part B and Part D bills in LowellLowell · 2026-08-14
- Springfield Medicare Enrollees: IRMAA Income Thresholds for 2027Springfield · 2026-08-02
Michigan
- Why 2025 Income Shifts 2027 Medicare Bills in DearbornDearborn · 2026-09-10
- Medicare Part B and D Income Surcharges for Flint RetireesFlint · 2026-08-24
- 2026 Medicare IRMAA: What Kicks In Above $109,000Grand Rapids · 2026-07-29
Minnesota
- How Income Raises Medicare Part B and Part D Costs in MinneapolisMinneapolis · 2026-09-05
Mississippi
- How Past Tax Returns Raise 2027 Medicare Premiums in BiloxiBiloxi · 2026-09-20
Missouri
- How IRMAA Adds to Part B and Part D in Kansas CityKansas City · 2026-07-27
- Medicare Part B and Part D surcharges in Kansas CityKansas City · 2026-07-11
- 2026 IRMAA Brackets: When Higher Income Raises Your Medicare BillSpringfield · 2026-09-04
Montana
- Medicare IRMAA surcharges in Kalispell start at $109,000Kalispell · 2026-09-19
Nebraska
- How IRMAA Adds to Medicare Premiums for Bellevue ResidentsBellevue · 2026-09-02
Nevada
- 2027 Medicare IRMAA for Winnemucca, Nev.Winnemucca · 2026-09-03
New Hampshire
- IRMAA & Medicare Costs in Concord, N.H. (2027)Concord · 2026-09-12
- 2027 Medicare in Nashua: Dates, Deadlines, IRMAANashua · 2026-07-11
New Jersey
- 2027 IRMAA Brackets: Who Pays Extra for Medicare in ElizabethElizabeth · 2026-08-08
- 2026 IRMAA Brackets: When Higher Income Raises MedicareJersey City · 2026-07-23
- How Income Triggers Medicare Part B and D Surcharges in NewarkNewark · 2026-08-13
New Mexico
- IRMAA & Medicare Part B and D in Las Cruces, N.M.Las Cruces · 2026-08-16
- Rio Rancho retirees and IRMAA: how the 2026 income brackets add to Part B and Part DRio Rancho · 2026-09-27
- $109,000 Income Line Triggers Medicare IRMAA in Santa FeSanta Fe · 2026-08-07
New York
- Buffalo Retirees Face Medicare Part B and D SurchargesBuffalo · 2026-08-30
- IRMAA in 2026: The Income Line That Adds to Your Medicare BillPoughkeepsie · 2026-09-23
- IRMAA in 2027: Part B & Part D surcharges, SyracuseSyracuse · 2026-09-28
- How IRMAA Raises Medicare Premiums for Yonkers FilersYonkers · 2026-08-08
North Carolina
- Pinehurst Medicare premiums rise when income crosses IRMAA linesPinehurst · 2026-09-18
- 2026 Medicare IRMAA: Raleigh Income Limits Start at $109,000Raleigh · 2026-07-13
North Dakota
- 2027 Medicare income surcharges in Bismarck, N.D.Bismarck · 2026-08-08
- Fargo retirees and IRMAA: the 2026 income line that raises Part B and Part DFargo · 2026-09-25
Ohio
- Medicare and your tax return: the 2026 IRMAA rules (explained)Medina · 2026-10-18
Oklahoma
- IRMAA & Medicare Premiums in Bartlesville, Okla.Bartlesville · 2026-09-05
- 2027 Medicare IRMAA Brackets — Broken Arrow, OKBroken Arrow · 2026-08-06
Oregon
- How Your Income Affects Medicare Costs in 2026Eugene · 2026-08-02
- 2026 IRMAA in Eugene: Key Dates Retirees Can't MissEugene · 2026-07-13
- Medicare Part B and Part D IRMAA thresholds in HillsboroHillsboro · 2026-07-19
- Medicare in Hillsboro: Oct. 15–Dec. 7 for 2027Hillsboro · 2026-07-15
Other
Pennsylvania
- Above $109,000: Medicare surcharges for Erie single filersErie · 2026-08-15
- How IRMAA works in 2026: the income brackets that add to your Medicare billNorristown · 2026-09-28
- How Income Changes Your 2026 Medicare Part B and D CostsPittsburgh · 2026-08-15
- How IRMAA Adjusts Medicare Part B and D in ReadingReading · 2026-08-27
Rhode Island
- East Providence Guide to Medicare Part B & D IRMAA 2027East Providence · 2026-08-18
- 2027 IRMAA Thresholds for Medicare in Warwick, R.I.Warwick · 2026-07-21
South Carolina
- How IRMAA Adjusts Medicare Part B and D Costs in CharlestonCharleston · 2026-08-16
- Why some Mount Pleasant retirees pay more for Medicare Part B and DMount Pleasant · 2026-08-09
South Dakota
- Why Spearfish Retirees See IRMAA Charges on MedicareSpearfish · 2026-09-21
Tennessee
- Medicare Surcharge Thresholds in Chattanooga, TNChattanooga · 2026-08-19
- How Higher Income Raises Medicare Premiums in KingsportKingsport · 2026-09-09
- 2026 Medicare surcharge thresholds for Knoxville retireesKnoxville · 2026-07-23
Texas
- 2026 Medicare IRMAA: What Higher Earners Will PayAustin · 2026-07-18
- How your 2024 tax return can raise your 2026 Medicare Part B and Part D billsLancaster · 2026-10-19
- 2027 Medicare IRMAA Brackets: San Antonio, TXSan Antonio · 2026-07-29
Utah
- Medicare IRMAA Income Lookback in West Jordan, UtahWest Jordan · 2026-08-06
Vermont
- 2026 Medicare IRMAA: Who Pays More, Starting at $109,000Essex Junction · 2026-07-31
Virginia
- Income from two years ago shapes Winchester Medicare costsWinchester · 2026-09-16
Washington
- 2027 Medicare IRMAA Brackets: Bellevue, WABellevue · 2026-07-31
- $109,000: the 2026 Medicare IRMAA line for Vancouver filersVancouver · 2026-07-15
West Virginia
- 2027 Medicare IRMAA: Charleston, W.Va. GuideCharleston · 2026-07-24
- 2026 Medicare IRMAA Brackets: When Higher Income Costs MoreClarksburg · 2026-08-24
- 2027 Medicare IRMAA Brackets in Weirton, W.Va.Weirton · 2026-08-22
Wisconsin
- Medicare IRMAA Surcharges and Green Bay Income ThresholdsGreen Bay · 2026-08-07
- 2026 IRMAA Brackets: What Wauwatosa Retirees Owe Above $109KWauwatosa · 2026-09-21
Wyoming
- Laramie retirees and the Medicare income surcharge rulesLaramie · 2026-08-20
- Earn Over $109,000? Here's How IRMAA Hits Your 2026 MedicareRock Springs · 2026-09-24
More Medicare Part D topics
- CMS — Medicare costs & IRMAA (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.