Best* Medicare Advantage Plans in Pennsylvania for 2027
Peak Health, UnitedHealthcare and Clover Health have 2027 plans in Pennsylvania rated 5 stars by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Best* Medicare Advantage plans in Pennsylvania (2027 CMS Star Ratings)
In the 2027 CMS Star Ratings, 4 Medicare Advantage plans in Pennsylvania share the highest rating among plans open to everyone with Medicare, 5 out of 5 stars: AARP Medicare Advantage from UHC PA-19 (HMO-POS) (UnitedHealthcare); Clover Health Choice (PPO) (Clover Health); Peak Advantage Summit (PPO) (Peak Health); Peak Advantage Vista (PPO) (Peak Health). Another 193 are rated 4 or 4.5 stars, listed next as also highly rated. Special needs plans, which only people who qualify can join, are listed separately: 13 are rated 4 stars or higher.
Of the 338 Medicare Advantage plans offered in Pennsylvania for 2027, 5 are rated 5 stars, 113 are rated 4.5 stars and 109 are rated 4 stars in the 2027 CMS Star Ratings, each plan counted once however many counties it serves. 4 plans have no 2027 star score: CMS lists 4 “Not enough data available”.
*Best: the highest overall rating in the 2027 CMS Star Ratings among Medicare Advantage plans open to everyone with Medicare Parts A and B in Pennsylvania (5 out of 5). Medicare's rating, not our recommendation.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Highest rated: 5 out of 5, the top overall rating among plans open to everyone | |||
| AARP Medicare Advantage from UHC PA-19 (HMO-POS) | UnitedHealthcare | HMO-POS | 5 out of 5 |
| Clover Health Choice (PPO) | Clover Health | PPO | 5 out of 5 |
| Peak Advantage Summit (PPO) | Peak Health | PPO | 5 out of 5 |
| Peak Advantage Vista (PPO) | Peak Health | PPO | 5 out of 5 |
| Also highly rated: rated 4 or 4.5 stars (first 30 of 193) | |||
| AARP Medicare Advantage from UHC PA-0015 (PPO) | UnitedHealthcare | PPO | 4.5 out of 5 |
| Aetna Medicare Advantra Premier (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 |
| Aetna Medicare Advantra Premier (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 |
| Aetna Medicare Advantra Signature (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 |
| Aetna Medicare Advantra Signature Giveback (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 |
| Aetna Medicare Elite (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 |
| Aetna Medicare Enhanced (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 |
| Aetna Medicare Premier Plus (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 |
| Aetna Medicare Premier Plus (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 |
| Aetna Medicare Signature Giveback (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 |
| Aetna Medicare Value Plus (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 |
| Community Blue Medicare HMO Distinct (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Distinct (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Distinct (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Distinct (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Distinct (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Distinct (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Distinct (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | 4.5 out of 5 |
| Community Blue Medicare Plus PPO Signature (PPO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | 4.5 out of 5 |
| Special needs plans rated 4 stars or higher (only for people who qualify) | |||
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | 5 out of 5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | Humana | PPO C-SNP | 4.5 out of 5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | Humana | PPO C-SNP | 4.5 out of 5 |
| HumanaChoice SNP-DE H7617-048 (PPO D-SNP) | Humana | PPO D-SNP | 4.5 out of 5 |
| Geisinger Gold Secure Rx (HMO D-SNP) | Geisinger Gold | HMO D-SNP | 4 out of 5 |
| Humana Dual Select H6622-103 (HMO D-SNP) | Humana | HMO D-SNP | 4 out of 5 |
| Humana Gold Plus SNP-DE H5377-003 (HMO D-SNP) | Humana | HMO D-SNP | 4 out of 5 |
| Humana Gold Plus SNP-DE H6622-078 (HMO D-SNP) | Humana | HMO D-SNP | 4 out of 5 |
| Humana Gold Plus SNP-DE H6622-078 (HMO D-SNP) | Humana | HMO D-SNP | 4 out of 5 |
| HumanaChoice SNP-DE H5216-227 (PPO D-SNP) | Humana | PPO D-SNP | 4 out of 5 |
| UHC Complete Care PA-17 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
Plans are offered county by county, so not every plan is available everywhere in Pennsylvania. Pick your county below for its plans, or use the plan finder on this page.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
How the top plans are chosen
The plans listed first have the highest overall rating in the 2027 CMS Star Ratings among the Medicare Advantage plans in Pennsylvania open to everyone with Medicare: 5 out of 5 stars. Plans that share it are listed by name, not ranked, and the other plans rated 4 stars or higher follow. Special needs plans, which only people who qualify can join, are listed separately, and a plan without drug coverage has no overall rating, so it isn't counted. We only do this where the top rating is at least 4 stars.
Star Ratings are Medicare's measure of a plan's quality and members' experience, not our recommendation. A rating doesn't tell you whether a plan covers your doctors and prescriptions or what it costs, so compare plans for your ZIP code with the plan finder on this page.
Top-rated plans in your Pennsylvania county
| County | Plans offered | Rated 4 stars or higher | Highest rating |
|---|---|---|---|
| Adams County | 90 | 51 | 5 out of 5 |
| Allegheny County | 95 | 50 | 5 out of 5 |
| Armstrong County | 92 | 49 | 5 out of 5 |
| Beaver County | 92 | 49 | 5 out of 5 |
| Bedford County | 78 | 43 | 5 out of 5 |
| Berks County | 106 | 64 | 5 out of 5 |
| Blair County | 82 | 53 | 5 out of 5 |
| Bradford County | 90 | 52 | 4.5 out of 5 |
| Bucks County | 104 | 52 | 5 out of 5 |
| Butler County | 86 | 43 | 5 out of 5 |
| Cambria County | 71 | 38 | 5 out of 5 |
| Cameron County | 71 | 41 | 4.5 out of 5 |
| Carbon County | 90 | 53 | 5 out of 5 |
| Centre County | 71 | 52 | 5 out of 5 |
| Chester County | 102 | 51 | 5 out of 5 |
| Clarion County | 76 | 40 | 4.5 out of 5 |
| Clearfield County | 74 | 44 | 5 out of 5 |
| Clinton County | 76 | 45 | 4.5 out of 5 |
| Columbia County | 61 | 47 | 5 out of 5 |
| Crawford County | 86 | 49 | 5 out of 5 |
| Cumberland County | 97 | 64 | 5 out of 5 |
| Dauphin County | 99 | 64 | 5 out of 5 |
| Delaware County | 95 | 44 | 5 out of 5 |
| Elk County | 65 | 35 | 4.5 out of 5 |
| Erie County | 86 | 49 | 5 out of 5 |
| Fayette County | 77 | 51 | 5 out of 5 |
| Forest County | 68 | 35 | 4.5 out of 5 |
| Franklin County | 81 | 43 | 5 out of 5 |
| Fulton County | 80 | 50 | 4.5 out of 5 |
| Greene County | 86 | 49 | 5 out of 5 |
| Huntingdon County | 87 | 55 | 5 out of 5 |
| Indiana County | 61 | 31 | 5 out of 5 |
| Jefferson County | 76 | 44 | 4.5 out of 5 |
| Juniata County | 88 | 57 | 4.5 out of 5 |
| Lackawanna County | 75 | 47 | 5 out of 5 |
| Lancaster County | 111 | 64 | 5 out of 5 |
| Lawrence County | 90 | 49 | 5 out of 5 |
| Lebanon County | 107 | 62 | 5 out of 5 |
| Lehigh County | 105 | 64 | 5 out of 5 |
| Luzerne County | 79 | 50 | 5 out of 5 |
| Lycoming County | 76 | 56 | 5 out of 5 |
| McKean County | 64 | 43 | 4.5 out of 5 |
| Mercer County | 82 | 48 | 5 out of 5 |
| Mifflin County | 83 | 55 | 4.5 out of 5 |
| Monroe County | 84 | 46 | 5 out of 5 |
| Montgomery County | 94 | 43 | 5 out of 5 |
| Montour County | 93 | 61 | 4.5 out of 5 |
| Northampton County | 103 | 63 | 5 out of 5 |
| Northumberland County | 55 | 41 | 4.5 out of 5 |
| Perry County | 105 | 65 | 5 out of 5 |
| Philadelphia County | 98 | 46 | 5 out of 5 |
| Pike County | 46 | 30 | 4.5 out of 5 |
| Potter County | 68 | 49 | 4.5 out of 5 |
| Schuylkill County | 87 | 52 | 5 out of 5 |
| Snyder County | 85 | 55 | 4.5 out of 5 |
| Somerset County | 87 | 51 | 5 out of 5 |
| Sullivan County | 79 | 47 | 4.5 out of 5 |
| Susquehanna County | 79 | 49 | 4.5 out of 5 |
| Tioga County | 71 | 42 | 4.5 out of 5 |
| Union County | 91 | 60 | 4.5 out of 5 |
| Venango County | 77 | 44 | 5 out of 5 |
| Warren County | 79 | 43 | 4.5 out of 5 |
| Washington County | 90 | 49 | 5 out of 5 |
| Wayne County | 85 | 55 | 5 out of 5 |
| Westmoreland County | 86 | 44 | 5 out of 5 |
| Wyoming County | 84 | 54 | 4.5 out of 5 |
| York County | 103 | 58 | 5 out of 5 |
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Pennsylvania, 5 Medicare Advantage plans have a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
More on Medicare Advantage in Pennsylvania
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The Medicare Advantage changes for 2027 in Pennsylvania, in 29 seconds
Transcript. Good evening. Across the country Medicare Advantage Plans are changing or all together leaving some states in 2027. That's right, in Pennsylvania, 50 plans are leaving and 131 are changing. But there is some good news as 56 new plans are entering the market with a fresh set of benefits to choose from. The bottom line: take a few minutes to compare Medicare Advantage plans in your area and see if your plan is affected.
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