Best* Medicare Advantage Plans in District of Columbia for 2027
UnitedHealthcare, Kaiser Permanente and Aetna (CVS Health) have 2027 plans in District of Columbia rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Best* Medicare Advantage plans in District of Columbia (2027 CMS Star Ratings)
In the 2027 CMS Star Ratings, 3 Medicare Advantage plans in District of Columbia share the highest rating among plans open to everyone with Medicare, 4.5 out of 5 stars: Kaiser Permanente Medicare Advantage High DC (HMO-POS) (Kaiser Permanente); Kaiser Permanente Medicare Advantage Standard DC (HMO-POS) (Kaiser Permanente); Kaiser Permanente Medicare Advantage Value DC (HMO-POS) (Kaiser Permanente). Another 3 are rated 4 stars, listed next as also highly rated. Special needs plans, which only people who qualify can join, are listed separately: 3 are rated 4 stars or higher.
Of the 15 Medicare Advantage plans offered in District of Columbia for 2027, 1 is rated 5 stars, 5 are rated 4.5 stars and 5 are rated 4 stars in the 2027 CMS Star Ratings, each plan counted once however many counties it serves.
*Best: the highest overall rating in the 2027 CMS Star Ratings among Medicare Advantage plans open to everyone with Medicare Parts A and B in District of Columbia (4.5 out of 5). Medicare's rating, not our recommendation.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Highest rated: 4.5 out of 5, the top overall rating among plans open to everyone | |||
| Kaiser Permanente Medicare Advantage High DC (HMO-POS) | Kaiser Permanente | HMO-POS | 4.5 out of 5 |
| Kaiser Permanente Medicare Advantage Standard DC (HMO-POS) | Kaiser Permanente | HMO-POS | 4.5 out of 5 |
| Kaiser Permanente Medicare Advantage Value DC (HMO-POS) | Kaiser Permanente | HMO-POS | 4.5 out of 5 |
| Also highly rated: rated 4 stars | |||
| AARP Medicare Advantage from UHC DC-0002 (PPO) | UnitedHealthcare | PPO | 4 out of 5 |
| Aetna Medicare Premier (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| HumanaChoice H5216-383 (PPO) | Humana | PPO | 4 out of 5 |
| Special needs plans rated 4 stars or higher (only for people who qualify) | |||
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | 5 out of 5 |
| UHC Dual Choice DC-Q001 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4 out of 5 |
| UHC Dual Choice DC-Y2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4 out of 5 |
Plans are offered county by county, so not every plan is available everywhere in District of Columbia. Pick your county below for its plans, or use the plan finder on this page.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
How the top plans are chosen
The plans listed first have the highest overall rating in the 2027 CMS Star Ratings among the Medicare Advantage plans in District of Columbia open to everyone with Medicare: 4.5 out of 5 stars. Plans that share it are listed by name, not ranked, and the other plans rated 4 stars or higher follow. Special needs plans, which only people who qualify can join, are listed separately, and a plan without drug coverage has no overall rating, so it isn't counted. We only do this where the top rating is at least 4 stars.
Star Ratings are Medicare's measure of a plan's quality and members' experience, not our recommendation. A rating doesn't tell you whether a plan covers your doctors and prescriptions or what it costs, so compare plans for your ZIP code with the plan finder on this page.
Top-rated plans in your District of Columbia county
| County | Plans offered | Rated 4 stars or higher | Highest rating |
|---|---|---|---|
| District of Columbia | 15 | 11 | 5 out of 5 |
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In District of Columbia, 1 Medicare Advantage plan has a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
More on Medicare Advantage in District of Columbia
Live session
Medicare Annual/Open Enrollment, live: questions on the 2027 changes
Medicare Annual/Open Enrollment 2027 live, day 9, morning: Medicare Advantage changes by state. Live Oct. 23, 2026, 9:59 a.m. ET; the recording plays here afterward. Program-level information only; no plan is recommended.
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