Best* Medicare Advantage Plans in Massachusetts for 2027
Blue Cross Blue Shield of Massachusetts, Molina Healthcare of Massachusetts and Aetna (CVS Health) have 2027 plans in Massachusetts rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Best* Medicare Advantage plans in Massachusetts (2027 CMS Star Ratings)
In the 2027 CMS Star Ratings, 5 Medicare Advantage plans in Massachusetts share the highest rating among plans open to everyone with Medicare, 4.5 out of 5 stars: HumanaChoice Giveback H7617-046 (PPO) (Humana); Medicare HMO Blue FlexRx (HMO-POS) (Blue Cross Blue Shield of Massachusetts); Medicare HMO Blue PlusRx (HMO) (Blue Cross Blue Shield of Massachusetts); Medicare HMO Blue SaverRx (HMO-POS) (Blue Cross Blue Shield of Massachusetts); Medicare HMO Blue ValueRx (HMO) (Blue Cross Blue Shield of Massachusetts). Another 44 are rated 4 stars, listed next as also highly rated. Special needs plans, which only people who qualify can join, are listed separately: 4 are rated 4 stars or higher.
Of the 97 Medicare Advantage plans offered in Massachusetts for 2027, 0 are rated 5 stars, 9 are rated 4.5 stars and 55 are rated 4 stars in the 2027 CMS Star Ratings, each plan counted once however many counties it serves. 9 plans have no 2027 star score: CMS lists 8 “Plan too new to be measured” and 1 “Not enough data available”.
*Best: the highest overall rating in the 2027 CMS Star Ratings among Medicare Advantage plans open to everyone with Medicare Parts A and B in Massachusetts (4.5 out of 5). Medicare's rating, not our recommendation.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Highest rated: 4.5 out of 5, the top overall rating among plans open to everyone | |||
| HumanaChoice Giveback H7617-046 (PPO) | Humana | PPO | 4.5 out of 5 |
| Medicare HMO Blue FlexRx (HMO-POS) | Blue Cross Blue Shield of Massachusetts | HMO-POS | 4.5 out of 5 |
| Medicare HMO Blue PlusRx (HMO) | Blue Cross Blue Shield of Massachusetts | HMO | 4.5 out of 5 |
| Medicare HMO Blue SaverRx (HMO-POS) | Blue Cross Blue Shield of Massachusetts | HMO-POS | 4.5 out of 5 |
| Medicare HMO Blue ValueRx (HMO) | Blue Cross Blue Shield of Massachusetts | HMO | 4.5 out of 5 |
| Also highly rated: rated 4 stars (first 30 of 44) | |||
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC MA-0006 (PPO) | UnitedHealthcare | PPO | 4 out of 5 |
| AARP Medicare Advantage from UHC MA-0006 (PPO) | UnitedHealthcare | PPO | 4 out of 5 |
| Aetna Medicare Elite (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Elite (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Enhanced (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Enhanced (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Fallon Medicare Plus Blue (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Blue (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Blue (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Blue (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Green (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Green (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Green (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Orange (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Orange (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Orange (HMO) | Fallon Health | HMO | 4 out of 5 |
| HumanaChoice Giveback H5216-138 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice Giveback H5216-477 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-249 (PPO) | Humana | PPO | 4 out of 5 |
| Medicare PPO Blue EssentialRx (PPO) | Blue Cross Blue Shield of Massachusetts | PPO | 4 out of 5 |
| Medicare PPO Blue PlusRx (PPO) | Blue Cross Blue Shield of Massachusetts | PPO | 4 out of 5 |
| Medicare PPO Blue ValueRx (PPO) | Blue Cross Blue Shield of Massachusetts | PPO | 4 out of 5 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) | Tufts Health Plan | HMO | 4 out of 5 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) | Tufts Health Plan | HMO | 4 out of 5 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) | Tufts Health Plan | HMO | 4 out of 5 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) | Tufts Health Plan | HMO | 4 out of 5 |
| Special needs plans rated 4 stars or higher (only for people who qualify) | |||
| CCA Senior Care Options (HMO D-SNP) | Commonwealth Care Alliance Massachusetts | HMO D-SNP | 4.5 out of 5 |
| Senior Whole Health SCO (HMO D-SNP) | Molina Healthcare of Massachusetts | HMO D-SNP | 4.5 out of 5 |
| Senior Whole Health SCO NHC (HMO D-SNP) | Molina Healthcare of Massachusetts | HMO D-SNP | 4.5 out of 5 |
| UHC Complete Care MA-7 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
Plans are offered county by county, so not every plan is available everywhere in Massachusetts. Pick your county below for its plans, or use the plan finder on this page.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
How the top plans are chosen
The plans listed first have the highest overall rating in the 2027 CMS Star Ratings among the Medicare Advantage plans in Massachusetts open to everyone with Medicare: 4.5 out of 5 stars. Plans that share it are listed by name, not ranked, and the other plans rated 4 stars or higher follow. Special needs plans, which only people who qualify can join, are listed separately, and a plan without drug coverage has no overall rating, so it isn't counted. We only do this where the top rating is at least 4 stars.
Star Ratings are Medicare's measure of a plan's quality and members' experience, not our recommendation. A rating doesn't tell you whether a plan covers your doctors and prescriptions or what it costs, so compare plans for your ZIP code with the plan finder on this page.
Top-rated plans in your Massachusetts county
| County | Plans offered | Rated 4 stars or higher | Highest rating |
|---|---|---|---|
| Barnstable County | 23 | 16 | 4.5 out of 5 |
| Berkshire County | 10 | 2 | 4 out of 5 |
| Bristol County | 56 | 32 | 4.5 out of 5 |
| Dukes County | 10 | 5 | 4.5 out of 5 |
| Essex County | 52 | 31 | 4.5 out of 5 |
| Franklin County | 27 | 15 | 4.5 out of 5 |
| Hampden County | 53 | 30 | 4.5 out of 5 |
| Hampshire County | 44 | 22 | 4.5 out of 5 |
| Middlesex County | 50 | 26 | 4.5 out of 5 |
| Nantucket County | 5 | 0 | 3.5 out of 5 |
| Norfolk County | 51 | 27 | 4.5 out of 5 |
| Plymouth County | 51 | 27 | 4.5 out of 5 |
| Suffolk County | 50 | 26 | 4.5 out of 5 |
| Worcester County | 50 | 28 | 4.5 out of 5 |
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Massachusetts, no plan has a 5-star overall rating for 2027, so this window does not apply here; the Annual Enrollment Period (Open Enrollment), October 15 through December 7, does.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
More on Medicare Advantage in Massachusetts
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Medicare Annual/Open Enrollment, live: questions on the 2027 changes in Massachusetts
Medicare Annual/Open Enrollment 2027 live, day 8, morning: Medicare Advantage changes by state. Live Oct. 22, 2026, 6:41 p.m. ET; the recording plays here afterward. Program-level information only; no plan is recommended.
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