Best* Medicare Advantage Plans in Every State for 2027
UnitedHealthcare, MCS Classicare and Triple S Advantage have 2027 plans in the United States rated 5 stars by Medicare in the 2027 CMS Star Ratings.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan one of them? Call now — one free call tells you.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan one of them? Call now — one free call tells you.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
2027 CMS Star Ratings
Best* Medicare Advantage plans in the United States (2027 CMS Star Ratings)
In the 2027 CMS Star Ratings, 44 Medicare Advantage plans open to everyone with Medicare have the highest rating nationally, 5 out of 5 stars. They are offered in 9 states plus Puerto Rico; the table on this page shows where. Another 1,953 open plans are rated 4 or 4.5 stars. Special needs plans, which only people who qualify can join, aren't counted: 832 are rated 4 stars or higher.
Of the 5,561 Medicare Advantage plans offered in the United States for 2027, 104 are rated 5 stars, 1,162 are rated 4.5 stars and 1,756 are rated 4 stars in the 2027 CMS Star Ratings, each plan counted once. 528 plans have no 2027 star score: CMS lists 330 “Plan too new to be measured” and 198 “Not enough data available”.
*Best: the highest overall rating in the 2027 CMS Star Ratings among Medicare Advantage plans open to everyone with Medicare Parts A and B (5 out of 5 nationally; on a state or county page, the highest there). Medicare's rating, not our recommendation.
| Plan | Insurer | Plan type | Offered in |
|---|---|---|---|
| AARP Medicare Advantage from UHC PA-19 (HMO-POS) | UnitedHealthcare | HMO-POS | Pennsylvania |
| Ahorro Plus (HMO) | Triple S Advantage | HMO | Puerto Rico |
| Anthem Medicare Advantage 2 (HMO-POS) | Elevance Health (Anthem) | HMO-POS | New York |
| Anthem Medicare Advantage 3 (HMO-POS) | Elevance Health (Anthem) | HMO-POS | New York |
| Brillante (HMO-POS) | Triple S Advantage | HMO-POS | Puerto Rico |
| Clover Health Choice (PPO) | Clover Health | PPO | New Jersey, Pennsylvania and Texas |
| Clover Health Choice Giveback (PPO) | Clover Health | PPO | New Jersey |
| Clover Health Choice Value (PPO) | Clover Health | PPO | New Jersey |
| Clover Health LiveHealthy (PPO) | Clover Health | PPO | Georgia and South Carolina |
| Clover Health LiveHealthy Giveback (PPO) | Clover Health | PPO | Georgia and South Carolina |
| Clover Health LiveHealthy Premier (PPO) | Clover Health | PPO | Georgia |
| Enlace Plus (HMO) | Triple S Advantage | HMO | Puerto Rico |
| KP Medicare Value CC H2960 029 (HMO) | Kaiser Permanente | HMO | Nevada |
| KP Medicare Value H2960 028 (HMO) | Kaiser Permanente | HMO | Nevada |
| Leon MediExtra (HMO) | Leon Health, Inc. | HMO | Florida |
| Leon MediMore (HMO) | Leon Health, Inc. | HMO | Florida |
| MCS Classicare Efectivo (HMO) | MCS Classicare | HMO | Puerto Rico |
| MCS Classicare En Tu Hogar (HMO) | MCS Classicare | HMO | Puerto Rico |
| MCS Classicare Essential (HMO-POS) | MCS Classicare | HMO-POS | Puerto Rico |
| MCS Classicare Estrella (HMO) | MCS Classicare | HMO | Puerto Rico |
| MCS Classicare Excede (HMO) | MCS Classicare | HMO | Puerto Rico |
| MCS Classicare Firme (HMO) | MCS Classicare | HMO | Puerto Rico |
| MCS Classicare Hero (HMO) | MCS Classicare | HMO | Puerto Rico |
| MCS Classicare InteliCare (HMO) | MCS Classicare | HMO | Puerto Rico |
| MCS Classicare RxMax (HMO) | MCS Classicare | HMO | Puerto Rico |
| Peak Advantage Summit (PPO) | Peak Health | PPO | Pennsylvania and West Virginia |
| Peak Advantage Vista (PPO) | Peak Health | PPO | Pennsylvania and West Virginia |
Plans that share a name, insurer and type are listed once. Plans are offered county by county, so a plan is not available everywhere in a state it is offered in. Pick your state below for the plans offered there.
| State | Plans offered | Rated 4 stars or higher | Rated 5 stars | County pages |
|---|---|---|---|---|
| Alabama | 113 | 51 | 1 | 67 |
| Arizona | 148 | 77 | 1 | 15 |
| Arkansas | 84 | 33 | 0 | 75 |
| California | 394 | 181 | 0 | 52 |
| Colorado | 104 | 72 | 1 | 59 |
| Connecticut | 48 | 14 | 1 | 8 |
| Delaware | 38 | 13 | 1 | 3 |
| District of Columbia | 15 | 11 | 1 | 1 |
| Florida | 560 | 453 | 8 | 67 |
| Georgia | 161 | 65 | 4 | 159 |
| Hawaii | 46 | 14 | 0 | 5 |
| Idaho | 44 | 22 | 1 | 36 |
| Illinois | 139 | 68 | 2 | 102 |
| Indiana | 140 | 44 | 1 | 92 |
| Iowa | 74 | 47 | 0 | 99 |
| Kansas | 80 | 34 | 0 | 94 |
| Kentucky | 123 | 71 | 0 | 120 |
| Louisiana | 124 | 46 | 0 | 64 |
| Maine | 50 | 30 | 1 | 16 |
| Maryland | 47 | 22 | 1 | 24 |
| Massachusetts | 97 | 64 | 0 | 14 |
| Michigan | 181 | 106 | 1 | 83 |
| Minnesota | 66 | 35 | 0 | 83 |
| Mississippi | 102 | 56 | 1 | 82 |
| Missouri | 174 | 96 | 1 | 115 |
| Montana | 23 | 18 | 0 | 38 |
| Nebraska | 52 | 18 | 0 | 90 |
| Nevada | 98 | 51 | 4 | 14 |
| New Hampshire | 20 | 12 | 1 | 5 |
| New Jersey | 71 | 44 | 8 | 21 |
| New Mexico | 61 | 36 | 0 | 33 |
| New York | 224 | 97 | 7 | 62 |
| North Carolina | 179 | 125 | 2 | 100 |
| North Dakota | 23 | 13 | 0 | 37 |
| Ohio | 180 | 103 | 2 | 88 |
| Oklahoma | 81 | 43 | 1 | 77 |
| Oregon | 95 | 22 | 2 | 29 |
| Pennsylvania | 338 | 227 | 5 | 67 |
| Puerto Rico | 63 | 63 | 37 | 78 |
| Rhode Island | 22 | 8 | 1 | 5 |
| South Carolina | 97 | 52 | 3 | 46 |
| South Dakota | 28 | 18 | 0 | 47 |
| Tennessee | 155 | 64 | 0 | 95 |
| Texas | 421 | 215 | 2 | 254 |
| Utah | 51 | 40 | 1 | 29 |
| Vermont | 5 | 5 | 0 | 4 |
| Virginia | 148 | 82 | 1 | 133 |
| Washington | 115 | 52 | 2 | 39 |
| West Virginia | 70 | 37 | 7 | 55 |
| Wisconsin | 117 | 72 | 0 | 72 |
| Wyoming | 8 | 5 | 0 | 0 |
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
How the top plans are chosen
The plans listed first have the highest overall rating in the 2027 CMS Star Ratings among plans open to everyone with Medicare: 5 out of 5 stars. Each state and county page lists the highest-rated plans offered there, which can be rated lower than 5 stars. Plans that share it are listed by name, not ranked, and the other plans rated 4 stars or higher follow. Special needs plans, which only people who qualify can join, are listed separately, and a plan without drug coverage has no overall rating, so it isn't counted. We only do this where the top rating is at least 4 stars.
Star Ratings are Medicare's measure of a plan's quality and members' experience, not our recommendation. A rating doesn't tell you whether a plan covers your doctors and prescriptions or what it costs, so compare plans for your ZIP code with the plan finder on this page.
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
More on Medicare Advantage
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
Transcript. Good evening. Across the country Medicare Advantage Plans are changing or all together leaving some states in 2027. That's right, Current estimates are that more than 3.8 million Medicare Advantage enrollees will have to find a new plan for 2027. But the good news is that some states are getting new plans with a fresh set of benefits to choose from. The bottom line: take a few minutes to compare Medicare Advantage plans in your area and see if your plan is affected.
Live session
Medicare Annual/Open Enrollment, live: questions on the 2027 changes
Medicare Annual/Open Enrollment 2027 live, day 8, morning: Medicare Advantage changes by state. Live Oct. 22, 2026, 6:41 p.m. ET; the recording plays here afterward. Program-level information only; no plan is recommended.
Good to know