Best* Medicare Advantage Plans in Phoenix (Maricopa County) for 2027
UnitedHealthcare, Humana and Devoted Health have 2027 plans in Maricopa County rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Best* Medicare Advantage plans in Maricopa County (2027 CMS Star Ratings)
In the 2027 CMS Star Ratings, 8 Medicare Advantage plans in Maricopa County share the highest rating among plans open to everyone with Medicare, 4.5 out of 5 stars: DEVOTED CORE 090 AZ (HMO) (Devoted Health); DEVOTED GIVEBACK 091 AZ (HMO) (Devoted Health); DEVOTED GIVEBACK EXTRAS 105 AZ (HMO) (Devoted Health); Humana Essentials Plus Giveback (PPO) (Humana); Humana Gold Plus H0028-028 (HMO) (Humana); Humana Gold Plus H0028-074 (HMO) (Humana); and 2 more. Another 17 are rated 4 stars, listed next as also highly rated. Special needs plans, which only people who qualify can join, are listed separately: 13 are rated 4 stars or higher.
Of the 92 Medicare Advantage plans offered in Maricopa County for 2027, 1 is rated 5 stars, 14 are rated 4.5 stars and 26 are rated 4 stars in the 2027 CMS Star Ratings. 5 plans have no 2027 star score: CMS lists 3 “Not enough data available” and 2 “Plan too new to be measured”.
Maricopa County includes Phoenix, Mesa, Gilbert, Chandler, Glendale, Scottsdale, Peoria, Tempe, Surprise, Goodyear, Buckeye and Avondale and 2 more. Plans are approved for the whole county, so the same plans are offered in each of them.
*Best: the highest overall rating in the 2027 CMS Star Ratings among Medicare Advantage plans open to everyone with Medicare Parts A and B in Maricopa County (4.5 out of 5). Medicare's rating, not our recommendation.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Highest rated: 4.5 out of 5, the top overall rating among plans open to everyone | |||
| DEVOTED CORE 090 AZ (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| DEVOTED GIVEBACK 091 AZ (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| DEVOTED GIVEBACK EXTRAS 105 AZ (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | 4.5 out of 5 |
| Humana Gold Plus H0028-028 (HMO) | Humana | HMO | 4.5 out of 5 |
| Humana Gold Plus H0028-074 (HMO) | Humana | HMO | 4.5 out of 5 |
| Humana Total Complete (HMO) | Humana | HMO | 4.5 out of 5 |
| Humana Value Choice (PPO) | Humana | PPO | 4.5 out of 5 |
| Also highly rated: rated 4 stars | |||
| AARP Medicare Advantage Essentials from UHC AZ-2 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage Extras from UHC AZ-5 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC AZ-0003 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC AZ-002P (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Value Care (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Alignment Health ONE + Walgreens 001 (HMO) | Alignment Health Plan | HMO | 4 out of 5 |
| Alignment Health Smart 005 (HMO) | Alignment Health Plan | HMO | 4 out of 5 |
| DEVOTED CORE 001 AZ (HMO) | Devoted Health | HMO | 4 out of 5 |
| DEVOTED CORE 020 AZ (HMO) | Devoted Health | HMO | 4 out of 5 |
| DEVOTED CORE 021 AZ (HMO) | Devoted Health | HMO | 4 out of 5 |
| DEVOTED GIVEBACK 019 AZ (HMO) | Devoted Health | HMO | 4 out of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice Giveback H5216-371 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-034 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-224 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-265 (PPO) | Humana | PPO | 4 out of 5 |
| Special needs plans rated 4 stars or higher (only for people who qualify) | |||
| UHC Nursing Home Plan AZ-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | 5 out of 5 |
| DEVOTED C-SNP ENHANCED 092 AZ (HMO C-SNP) | Devoted Health | HMO C-SNP | 4.5 out of 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 104 AZ (HMO C-SNP) | Devoted Health | HMO C-SNP | 4.5 out of 5 |
| DEVOTED C-SNP PLUS 093 AZ (HMO C-SNP) | Devoted Health | HMO C-SNP | 4.5 out of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | 4.5 out of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | 4.5 out of 5 |
| Alignment Health Heart & Diabetes 003 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP | 4 out of 5 |
| Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP | 4 out of 5 |
| Alignment Health Heart & Diabetes Plus 007 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP | 4 out of 5 |
| DEVOTED C-SNP 011 AZ (HMO C-SNP) | Devoted Health | HMO C-SNP | 4 out of 5 |
| DEVOTED C-SNP ENHANCED 014 AZ (HMO C-SNP) | Devoted Health | HMO C-SNP | 4 out of 5 |
| DEVOTED C-SNP PLUS 022 AZ (HMO C-SNP) | Devoted Health | HMO C-SNP | 4 out of 5 |
| UHC Complete Care AZ-1P (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
| Other plans offered | |||
| Aetna Medicare Eagle (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 (health plan rating) |
| DEVOTED MA ONLY 005 AZ (HMO) | Devoted Health | HMO | 4 out of 5 (health plan rating) |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| AARP Medicare Advantage Patriot No Rx AZ-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 (health plan rating) |
| Banner Medicare Advantage Dual (HMO D-SNP) | Banner Medicare Advantage | HMO D-SNP | 3.5 out of 5 |
| Banner Medicare Advantage Dual (HMO D-SNP) | Banner Medicare Advantage | HMO D-SNP | 3.5 out of 5 |
| Blue Best Life Classic (HMO) | Blue Cross Blue Shield of Arizona | HMO | 3.5 out of 5 |
| Blue Best Life Plus (HMO) | Blue Cross Blue Shield of Arizona | HMO | 3.5 out of 5 |
| Blue Best Life Select (HMO) | Blue Cross Blue Shield of Arizona | HMO | 3.5 out of 5 |
| DEVOTED CHOICE 001 AZ (PPO) | Devoted Health | PPO | 3.5 out of 5 |
| DEVOTED CHOICE MA ONLY 005 AZ (PPO) | Devoted Health | PPO | 3.5 out of 5 (health plan rating) |
| Health Choice Pathway (HMO D-SNP) | Blue Cross Blue Shield of Arizona | HMO D-SNP | 3.5 out of 5 |
| HealthSpring Achieve (HMO C-SNP) | Blue Cross Blue Shield (HCSC) | HMO C-SNP | 3.5 out of 5 |
| HealthSpring Preferred (HMO) | Blue Cross Blue Shield (HCSC) | HMO | 3.5 out of 5 |
| HealthSpring Preferred Extra Savings (HMO) | Blue Cross Blue Shield (HCSC) | HMO | 3.5 out of 5 |
| HealthSpring Preferred Savings (HMO) | Blue Cross Blue Shield (HCSC) | HMO | 3.5 out of 5 |
| SCAN Balance (HMO C-SNP) | SCAN Health Plan | HMO C-SNP | 3.5 out of 5 |
| SCAN Classic (HMO) | SCAN Health Plan | HMO | 3.5 out of 5 |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP) | SCAN Health Plan | HMO-POS C-SNP | 3.5 out of 5 |
| SCAN Embrace (HMO-POS I-SNP) | SCAN Health Plan | HMO-POS I-SNP | 3.5 out of 5 |
| SCAN Embrace Together (HMO-POS I-SNP) | SCAN Health Plan | HMO-POS I-SNP | 3.5 out of 5 |
| SCAN MyChoice (HMO) | SCAN Health Plan | HMO | 3.5 out of 5 |
| SCAN Walmart Medicare Advantage (HMO) | SCAN Health Plan | HMO | 3.5 out of 5 |
| SCAN Walmart Medicare Complete (HMO C-SNP) | SCAN Health Plan | HMO C-SNP | 3.5 out of 5 |
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 3.5 out of 5 |
| UHC Dual Complete AZ-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 3.5 out of 5 |
| Wellcare Simple (HMO) | Centene (WellCare) | HMO | 3.5 out of 5 |
| Wellcare Specialty Simple (HMO C-SNP) | Centene (WellCare) | HMO C-SNP | 3.5 out of 5 |
| Wellpoint Chronic Care (HMO-POS C-SNP) | Elevance Health (Anthem) | HMO-POS C-SNP | 3.5 out of 5 |
| Wellpoint I CareMore Home Care (HMO I-SNP) | Elevance Health (Anthem) | HMO I-SNP | 3.5 out of 5 |
| Wellpoint Lung Care (HMO-POS C-SNP) | Elevance Health (Anthem) | HMO-POS C-SNP | 3.5 out of 5 |
| Wellpoint Medicare Advantage (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 3.5 out of 5 |
| Aetna Medicare Signature (HMO) | Aetna (CVS Health) | HMO | 3 out of 5 |
| Banner Medicare Advantage Prime (HMO) | Banner Medicare Advantage | HMO | 3 out of 5 |
| HealthSpring True Choice (PPO) | Blue Cross Blue Shield (HCSC) | PPO | 3 out of 5 |
| HumanaChoice R7220-001 (Regional PPO) | Humana | PPO | 3 out of 5 (health plan rating) |
| HumanaChoice R7220-002 (Regional PPO) | Humana | PPO | 3 out of 5 |
| Mercy Care Advantage (HMO D-SNP) | Mercy Care Advantage | HMO D-SNP | 3 out of 5 |
| Mercy Care Advantage (HMO D-SNP) | Mercy Care Advantage | HMO D-SNP | 3 out of 5 |
| Mercy Care Advantage (HMO D-SNP) | Mercy Care Advantage | HMO D-SNP | 3 out of 5 |
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | 3 out of 5 |
| Wellpoint I CareMore Home Care 2 (HMO I-SNP) | Elevance Health (Anthem) | HMO I-SNP | 3 out of 5 |
| eternalHealth Harmony (HMO) | eternalHealth | HMO | 2.5 out of 5 |
| eternalHealth Horizon (HMO) | eternalHealth | HMO | 2.5 out of 5 |
| eternalHealth Valor Give Back (HMO-POS) | eternalHealth | HMO-POS | 2.5 out of 5 (health plan rating) |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | 2.5 out of 5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | 2.5 out of 5 |
| Gold Dialysis Premier (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | 2.5 out of 5 |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | 2.5 out of 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP | Not enough data available |
| Aetna Medicare Prime (HMO) | Aetna (CVS Health) | HMO | Not enough data available |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Arizona | HMO D-SNP | Not enough data available |
| Verda Noble Care (HMO) | Verda Health Plan of Arizona | HMO | Plan too new to be measured |
| Verda Noble Chronic Care (HMO C-SNP) | Verda Health Plan of Arizona | HMO C-SNP | Plan too new to be measured |
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
How the top plans are chosen
The plans listed first have the highest overall rating in the 2027 CMS Star Ratings among the Medicare Advantage plans in Maricopa County open to everyone with Medicare: 4.5 out of 5 stars. Plans that share it are listed by name, not ranked, and the other plans rated 4 stars or higher follow. Special needs plans, which only people who qualify can join, are listed separately, and a plan without drug coverage has no overall rating, so it isn't counted. We only do this where the top rating is at least 4 stars.
Star Ratings are Medicare's measure of a plan's quality and members' experience, not our recommendation. A rating doesn't tell you whether a plan covers your doctors and prescriptions or what it costs, so compare plans for your ZIP code with the plan finder on this page.
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Maricopa County, 1 Medicare Advantage plan has a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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