A non-government entityMyMedicarePlans
Speak to a Licensed Insurance Agent
855-729-3240 TTY: 711
Monday – Friday: 7am – 9pm CST
HomeMedicare SupplementMississippiMedigap in Mississippi for 2027: 24 Insurers and the Plans They Sell

Medicare Supplement

Medigap in Mississippi for 2027: 24 Insurers and the Plans They Sell

JACKSON, Miss. — For Mississippians who have Original Medicare and want help paying the out-of-pocket costs it leaves behind, a Medicare Supplement policy — better known as Medigap — is the private add-on that fills those gaps. Heading into the plan year that begins January 1, 2027, Medicare.gov's Medigap policy search lists 24 insurers selling standardized Medigap plans to people in the Jackson ZIP code 39201, with federally lettered plans ranging across A, B, C, D, F, F-HD, G, G-HD, K, L, M and N.

See Medicare Supplement options in your area

Compare Medicare Supplement options near you

Answer 3 quick questions to see Medicare Supplement listings from licensed insurance partners.

✓ Free  ·  ✓ Takes 20 seconds  ·  ✓ No name, phone, or email needed

What’s your ZIP code?

Plan availability is set by your county, so we start here.

How old are you?

This helps match you with options you’re eligible for.

Do you have Medicare Parts A & B?

This affects which Medicare Supplement options you can choose.

Medicare Supplement options in your area

These listings are provided by licensed insurance partners.

MEDIGAP RATE ALERT

Your Medigap rate went up. Your benefits didn't.

Medicare supplement benefits are standardized — identical at any carrier. The only difference is what you pay. One call compares current rates in your area.

  • Same plan letter = same benefits, by law
  • No fall deadline — switch any month, if your health qualifies

Available now — current wait: 0 min

A real person answers. No phone menu, ever.

Call 855-729-3240
A rate check takes about 5 minutesfree · no obligation

Want to see more plan options?

Answer a few more questions to continue to additional options from licensed partners.

Continue →

Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.

Speak to a Licensed Insurance Agent

Click to call 855-729-3240

TTY: 711
Monday - Friday 7am - 9pm CST

Key takeaways

  • Medicare.gov's Medigap search lists 24 insurers for ZIP code 39201, selling plans across letters A, B, C, D, F, F-HD, G, G-HD, K, L, M and N.
  • The strongest time to buy a Medigap policy is the one-time, six-month Medigap Open Enrollment Period that starts when you are 65 or older and enrolled in Part B.
  • About 10 Medicare Advantage plans available in Mississippi in 2026 will not return in 2027, and affected members get a federal guaranteed-issue right to buy certain Medigap plans.
  • Medigap does not include prescription drug coverage, so Part D is a separate decision during Annual Enrollment 2027, which runs October 15 – December 7, 2026.
Happy senior couple at home — illustrating this Medicare guideMedicare SupplementMississippi
Photo: Polifoto Image by Polifoto on Pixabay
MM
ED
AI
By MyMedicarePlans Editorial Desk · Medicare Education✓ Verified Team
Published ·10 min read·✓ Reviewed
Key facts: Medicare in Mississippi
FactFigureSource
Part B standard monthly premium (2026)$202.90Medicare.gov
Part D out-of-pocket cap (2026)$2,100CMS
Part D out-of-pocket cap (2027)$2,400CMS
Annual Enrollment Period (for 2027 coverage)October 15 – December 7, 2026Medicare.gov

Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.

What's sold, who sells it and what rights a shopper has depend on federal rules that apply the same way across Mississippi, with one timing issue to flag: 10 Medicare Advantage plans offered somewhere in the state in 2026 will not be offered anywhere in Mississippi in 2027, and members of a non-renewing plan have a federal guaranteed-issue right to buy certain Medigap policies.

What is Medigap and how is it different from Medicare Advantage in Mississippi?

Medigap is private insurance that works alongside Original Medicare (Parts A and B) to help pay cost-sharing such as coinsurance and deductibles. It is not Medicare Advantage. Medicare Advantage (Part C) replaces how you get your Part A and Part B benefits through a private plan, often with its own network and extra features; Medigap instead sits behind Original Medicare and pays after Medicare pays.

You cannot use a Medigap policy with a Medicare Advantage plan. In Mississippi, as everywhere, Medigap plans are standardized by federal letter, so a Plan G from one company covers the same federally defined benefits as a Plan G from another — premiums, service and underwriting are where companies differ.

Which insurers sell Medigap in Mississippi and which plan letters do they offer?

Medicare.gov's Medigap policy search for ZIP code 39201 lists 24 insurers. What any single person is offered can differ by ZIP code and by age, sex and tobacco use. The listing (alphabetical):

A note on two letters: Plans C and F are closed to people who became newly eligible for Medicare on or after January 1, 2020. People who were eligible before that date can still buy them if a company sells them.

When is the six-month Medigap Open Enrollment Period in Mississippi and why does it matter?

The Medigap Open Enrollment Period is a one-time, six-month window that starts the first month you are both 65 or older and enrolled in Medicare Part B. During it, any Medigap insurer selling in Mississippi must sell you any policy it offers at the same price it charges a healthy applicant, regardless of your health history.

Outside that window, in most situations a company can use medical underwriting — asking health questions and deciding whether to accept you and at what price. That is why the six-month window is the most protective time to buy for most people.

What happens if my Medicare Advantage plan is not returning in Mississippi in 2027?

About 10 Medicare Advantage plans offered somewhere in Mississippi in 2026 will not be offered anywhere in the state in 2027, according to the CMS Landscape files. If your plan is one of them, you will receive a non-renewal notice and get a federal guaranteed-issue right to buy certain Medigap policies without medical underwriting.

Guaranteed issue also applies in a handful of other situations, such as losing employer retiree coverage or moving out of a plan's service area. Which Medigap letters you can buy under guaranteed issue, and the deadline to use the right, are set in federal rules at Medicare.gov.

Does Medigap cover prescriptions in Mississippi, or do I need a separate Part D plan?

Medigap sold today does not cover outpatient prescription drugs. To get drug coverage with Original Medicare and a Medigap plan, you add a stand-alone Medicare Part D prescription drug plan.

Part D decisions happen during Annual Enrollment 2027, October 15 – December 7, 2026, with coverage effective January 1, 2027. For 2027, the Part D out-of-pocket cap is $2,400 (up from $2,100 in 2026), the maximum a plan can set as its deductible is $700, and the national base beneficiary premium used in late-enrollment penalty math is $41.33. Individual plan premiums are set plan by plan. The Social Security Administration announced a 3.6 percent cost-of-living adjustment for benefits payable beginning January 2027. The 2027 Part B standard premium and deductible and the 2027 IRMAA brackets have not yet been announced.

How should I compare Medigap policies in Mississippi?

Start by comparing the same letter across companies — for example, Plan G against Plan G — because the federal benefits are identical by letter. From there, differences come down to premium, how the company raises rates over time, customer service, and whether the company has any extras.

The Medicare Plan Finder at medicare.gov lets you pull up Medigap options for your ZIP code, and each insurer's own documents (the "outline of coverage") give the specifics. For drug plans, Plan Finder shows premiums, deductibles, drug lists and pharmacy networks side by side.

Where can Mississippians get free Medicare help?

Free, personalized help is available from Medicare itself. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, seven days a week, or go to medicare.gov to compare plans, check enrollment and read the official rules on Medigap, Part D and guaranteed-issue rights.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

Key dates

Medicare enrollment periods at a glance

  • Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
  • October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
  • January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
  • January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
  • VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.

Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.

Compare with a licensed agent

See Medicare options & speak with a licensed agent

Provided by licensed insurance partners; MyMedicarePlans.org may be compensated. Not a ranking or endorsement of any plan.

Explore

The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.

Explore

When can you enroll? An interactive year

JFMAMJJASOND
October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

Good to know

Frequently asked questions

Can I switch from Medicare Advantage to Original Medicare plus a Medigap plan in Mississippi?
You can switch during Medicare's enrollment windows, but outside a guaranteed-issue situation a Medigap insurer may use medical underwriting and decide whether to accept you and at what price. If your Medicare Advantage plan is one of the 10 in Mississippi not returning in 2027, you have a federal guaranteed-issue right to buy certain Medigap plans; see medicare.gov for the specific letters and deadlines.
Are Plan C and Plan F still available to new enrollees in Mississippi?
Plans C and F are closed to people who became newly eligible for Medicare on or after January 1, 2020. People who were eligible before that date can still buy them from a company that sells them, and several insurers listed for ZIP code 39201 still offer one or both.
Does a Medigap plan include a Part D drug plan?
No. Medigap sold today does not include outpatient drug coverage. You add a stand-alone Medicare Part D plan, which you can shop for during Annual Enrollment 2027 (October 15 – December 7, 2026) using the Plan Finder at medicare.gov.
How do I confirm which Medigap plans are sold in my own Mississippi ZIP code?
Use the Medigap policy search at medicare.gov with your ZIP code, or call 1-800-MEDICARE (1-800-633-4227), available 24/7. What is sold can vary by ZIP code and by age, sex and tobacco use, and premiums are set by each company.
Sources & further reading
  • CMS — Medicare Supplement Insurance (Medigap) rules (medicare.gov)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Sources and methodology

Figures cited in this article

  • Medicare.gov Medigap policy search: the 24 insurers and plan letters listed for ZIP code 39201.
  • CMS Landscape Source Files: the count of Medicare Advantage plans offered in Mississippi in 2026 and not returning in 2027.
  • CMS — Medicare Supplement Insurance (Medigap) rules, medicare.gov: the Medigap Open Enrollment Period and guaranteed-issue rights.
  • CMS — Medicare enrollment periods, medicare.gov: Annual Enrollment dates for 2027 and Part D parameters ($2,400 cap, $700 maximum deductible, $41.33 base beneficiary premium).
  • Social Security Administration: the 3.6 percent cost-of-living adjustment announced October 14, 2026 for benefits payable beginning January 2027.

How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.

By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Content Integrity Standards

  • No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
  • No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
  • AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
  • Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
  • Correction transparency. We fix errors openly and note when a page was last updated.
  • Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.

This page was last updated: October 2026.

Medigap rate went up? A rate check is freeCall