Medicare Advantage

Mesquite 2027 Medicare: What's Available Near You

For 2027, Mesquite is looking at 84 Medicare Advantage plans: 20 new, 29 gone since 2026, and 31 still here but changed on premium, deductible, plan type or name, 9 of them under a new name. Below, how the lineup shifted in Dallas County and what to compare, with no plan ranked or recommended.

MESQUITE, Texas — If you live in Mesquite and you're sorting through Medicare choices for 2027, here's some good news: the surrounding metro offers a healthy mix of options. Mesquite sits in Dallas County, where 75 Medicare Advantage plans are available for the coming year, according to CMS Medicare Plan Finder and Landscape data.

Mesquite Medicare Shoppers Have a Wide Field in 2027

That's a lot of ground to cover, and it helps to know how availability works across nearby counties before you compare anything specific. Plan availability is set at the county level, not the city level — so where you live, not just your ZIP code, shapes what shows up when you search.

How Availability Works in the Mesquite Area

Mesquite mostly falls inside Dallas County, but parts of the city cross into Kaufman County, and many residents work, get care, or have family in Collin, Rockwall, Tarrant, or Denton counties. Each county has its own list of Medicare Advantage and Part D offerings.

For Dallas County specifically:

• 75 Medicare Advantage plans are on the shelf for 2027.
• 12 carriers offer Medicare Advantage prescription drug (MA-PD) plans in the area.
• Stand-alone Part D plans are counted separately by CMS and vary by region.

If you move — even across a county line — your available plans can change. That's true across the Dallas–Fort Worth metro. A neighbor two miles away in a different county may see a different lineup on Plan Finder.

Why Dallas County's Numbers Matter

A large 65+ population — roughly 309,055 people in Dallas County — supports a competitive market. More eligible residents generally means more carriers willing to compete for enrollees, which is one reason Dallas County's Medicare Advantage count is on the higher end nationally.

More options can be a blessing and a burden. It means more chances to find a plan that matches your doctors, your prescriptions, and your budget. It also means more work comparing. That's why CMS built the Medicare Plan Finder tool at medicare.gov — it filters by your ZIP and your drug list so you're only seeing plans available where you actually live.

What's New for 2027 at the Program Level

Regardless of which plan you look at, some Medicare rules apply everywhere in 2027:

• Part D out-of-pocket cap: $2,100 in 2026 and $2,400 in 2027. Once your covered drug spending hits that ceiling, you pay nothing for covered Part D drugs the rest of the year.
• Part D maximum deductible: $615 for 2026 and $700 for 2027. Plans can set a lower deductible, but not higher.
• The coverage gap ("donut hole") is gone. As of 2025, Part D has three phases instead of four.
• The Medicare Prescription Payment Plan lets you spread your drug costs across the calendar year in monthly installments instead of paying big bills at the pharmacy counter. It's optional and free to opt into.
• IRMAA surcharges — the higher premiums for higher earners — start above $109,000 in income for single filers in 2026.

These are program-level facts, not plan promises. They apply whether you're enrolled through a Dallas County carrier or one across the state line.

Key Dates to Circle

• Annual Enrollment Period: October 15 – December 7. This is when most people can join, switch, or drop a Medicare Advantage or Part D plan for the following year.
• Medicare Advantage Open Enrollment: January 1 – March 31. If you're already in a Medicare Advantage plan, you get one chance during this window to switch to a different MA plan or return to Original Medicare.

Missing these dates usually means waiting a full year unless you qualify for a Special Enrollment Period (for example, if you move or lose other coverage).

About Those Star Ratings

You'll see Star Ratings on Plan Finder — CMS's 1-to-5 scoring system for quality and member experience. Ratings are useful as one input, but they don't tell you whether a plan covers your doctor or your specific medications. Treat them as a piece of the puzzle, not the whole picture. Ratings can also shift year to year, so a rating you saw last fall may look different this fall.