Mecklenburg County, North Carolina: 37 Medicare Advantage plans changing or leaving for 2027
Mecklenburg County had 94 Medicare Advantage plans in 2026. For 2027, 19 are leaving the county and 18 are changing.
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2027 PLAN ALERT
Medicare Advantage plans in your area are changing or leaving for 2027.
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Annual Enrollment: Oct 15 – Dec 7Oct 15 – Dec 7
2027 PLAN ALERTZIP Annual Enrollment: Oct 15 – Dec 7Oct 15 – Dec 7
Medicare Advantage plans in your area are changing or leaving for 2027.
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19Leavingoffered last year, not this year
18Changingoffered both years, listing differs
37Totalplans leaving or changing
Mecklenburg County in context
Mecklenburg County goes from 94 Medicare Advantage plans to 89 for 2027: 5 fewer plans on the menu, before any plan-by-plan detail.
About 167,373 people in the county have Medicare, and roughly 56% of them are in a Medicare Advantage plan today, offered by 11 organizations.
The plans by name in Mecklenburg County
From the same CMS Landscape files: every Medicare Advantage plan offered in the county, by carrier, with its 2027 status, then the plans not offered for 2027, the plans new to the county and the plans continuing under a new name. No plan is ranked or recommended; your plan's Annual Notice of Change has its own details.
Plan availability
Medicare Advantage plans available in Mecklenburg County for 2026
CMS lists 94 Medicare Advantage plans from 11 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
| Plan | Type | Drug coverage | Status |
|---|---|---|---|
| Aetna (CVS Health) 9 plans | |||
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Aetna Medicare Chronic Care Value (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Aetna Medicare Eagle (PPO) | PPO | No | Renamed for 2027 |
| Aetna Medicare Full Dual (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Aetna Medicare Full Dual Care (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Aetna Medicare Signature (HMO) | HMO | Yes | Offered |
| Aetna Medicare Signature (PPO) | PPO | Yes | Offered |
| Aetna Medicare Signature Care (HMO) | HMO | Yes | Not offered for 2027 |
| Aetna Medicare Signature Giveback (PPO) | PPO | Yes | Offered |
| Blue Cross and Blue Shield of North Carolina 8 plans | |||
| Blue Medicare Choice (HMO) | HMO | Yes | Not offered for 2027 |
| Blue Medicare Enhanced (HMO-POS) | HMO-POS | Yes | Offered |
| Blue Medicare Essential (HMO) | HMO | Yes | Offered |
| Blue Medicare Essential Plus (HMO-POS) | HMO-POS | Yes | Offered |
| Blue Medicare Freedom+ (PPO) | PPO | No | Offered |
| Blue Medicare Medical Only (HMO-POS) | HMO-POS | No | Offered |
| Blue Medicare PPO Enhanced (PPO) | PPO | Yes | Offered |
| Healthy Blue + Medicare (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Offered |
| Blue Cross Blue Shield (HCSC) 8 plans | |||
| HealthSpring Courage (HMO) | HMO | No | Offered |
| HealthSpring Preferred (HMO) | HMO | Yes | Offered |
| HealthSpring Preferred Plus (HMO) | HMO | Yes | Not offered for 2027 |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | Offered |
| HealthSpring Preferred Select (HMO) | HMO | Yes | Not offered for 2027 |
| HealthSpring TotalCare (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| HealthSpring TotalCare Plus (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| HealthSpring True Choice (PPO) | PPO | Yes | Offered |
| Centene (WellCare) 9 plans | |||
| Wellcare Assist Open (PPO) | PPO | Yes | Offered |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| Wellcare Dual Access (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| Wellcare Giveback Open (PPO) | PPO | Yes | Not offered for 2027 |
| Wellcare Patriot Giveback Open (PPO) | PPO | No | Offered |
| Wellcare Simple (HMO-POS) | HMO-POS | Yes | Offered |
| Wellcare Simple Open (PPO) | PPO | Yes | Offered |
| Devoted Health 9 plans | |||
| DEVOTED C-SNP ENHANCED 016 NC (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| DEVOTED CHOICE 001 NC (PPO) | PPO | Yes | Offered |
| DEVOTED CHOICE GIVEBACK 002 NC (PPO) | PPO | Yes | Offered |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) | PPO | No | Offered |
| DEVOTED DUAL 009 NC (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| DEVOTED GIVEBACK 012 NC (HMO) | HMO | Yes | Offered |
| HealthTeam Advantage 2 plans | |||
| HealthTeam Advantage Eagle Plan (PPO) | PPO | No | Offered |
| HealthTeam Advantage Vitality Plan (PPO) | PPO | Yes | Offered |
| Humana 21 plans | |||
| Humana Dual Select H1036-307 (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Humana Dual Select H5525-072 (PPO D-SNP) | PPO D-SNP | Yes | Offered |
| Humana Full Access (Regional PPO) | PPO | Yes | Renamed for 2027 |
| Humana Gold Choice H8145-004 (PFFS) | PFFS | Yes | Offered |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) | HMO-POS | Yes | Offered |
| Humana Gold Plus H1036-137 (HMO-POS) | HMO-POS | Yes | Offered |
| Humana Gold Plus H1036-335 (HMO-POS) | HMO-POS | Yes | Offered |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| Humana USAA Honor Giveback (Regional PPO) | PPO | No | Offered |
| HumanaChoice Giveback H5216-017 (PPO) | PPO | Yes | Offered |
| HumanaChoice Giveback H5525-035 (PPO) | PPO | Yes | Offered |
| HumanaChoice H5216-211 (PPO) | PPO | Yes | Offered |
| HumanaChoice H5525-050 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice H5525-070 (PPO) | PPO | Yes | Offered |
| HumanaChoice H5525-083 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice R0110-004 (Regional PPO) | PPO | No | Offered |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) | PPO D-SNP | Yes | Offered |
| Liberty Medicare Advantage 3 plans | |||
| Liberty Medicare Advantage (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Liberty Medicare Dual Plan (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Longevity Health Plan 1 plan | |||
| Longevity Health Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Provider Partners Health Plans 3 plans | |||
| Provider Partners North Carolina Advantage Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Provider Partners North Carolina Community Plan (HMO I-SNP) | HMO I-SNP | Yes | Not offered for 2027 |
| Provider Partners North Carolina Essential Plan (HMO I-SNP) | HMO I-SNP | Yes | Not offered for 2027 |
| UnitedHealthcare 21 plans | |||
| AARP Medicare Advantage Access from UHC NC-23 (PPO) | PPO | Yes | Not offered for 2027 |
| AARP Medicare Advantage from UHC NC-0016 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC NC-0017 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC NC-0021 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC NC-0022 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC NC-15 (HMO-POS) | HMO-POS | Yes | Renamed for 2027 |
| AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) | HMO-POS | No | Offered |
| Erickson Advantage Champion (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Not offered for 2027 |
| Erickson Advantage Freedom (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Erickson Advantage Guardian (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | Not offered for 2027 |
| Erickson Advantage Liberty (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Erickson Advantage Liberty no Rx (HMO-POS) | HMO-POS | No | Not offered for 2027 |
| Erickson Advantage Signature (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| UHC Complete Care NC-28 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| UHC Dual Complete NC-Q1 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete NC-S2 (PPO D-SNP) | PPO D-SNP | Yes | Offered |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) | PPO I-SNP | Yes | Offered |
New for 2027 (not offered for 2026)
| Plan | Carrier | Type | Drug coverage |
|---|---|---|---|
| Alignment Health Duals+ 004 (HMO-POS D-SNP) | Alignment Health Plan | HMO-POS D-SNP | Yes |
| Alignment Health Heart & Diabetes 011 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP | Yes |
| Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP) | Alignment Health Plan | HMO-POS C-SNP | Yes |
| Alignment Health Platinum 012 (HMO) | Alignment Health Plan | HMO | Yes |
| Alignment Health Smart 013 (HMO) | Alignment Health Plan | HMO | Yes |
| DEVOTED C-SNP GIVEBACK EXTRAS 031 NC (HMO C-SNP) | Devoted Health | HMO C-SNP | Yes |
| DEVOTED CORE 037 NC (HMO) | Devoted Health | HMO | Yes |
| DEVOTED GIVEBACK EXTRAS 039 NC (HMO) | Devoted Health | HMO | Yes |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) | Humana | HMO-POS | Yes |
| HumanaChoice H7617-122 (PPO) | Humana | PPO | Yes |
| Provider Partners North Carolina Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP | Yes |
| Provider Partners North Carolina Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP | Yes |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Yes |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Yes |
Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.
Plans not offered in Mecklenburg County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Signature Care (HMO) | Aetna (CVS Health) | HMO |
| Blue Medicare Choice (HMO) | Blue Cross and Blue Shield of North Carolina | HMO |
| HealthSpring Preferred Plus (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| HealthSpring Preferred Select (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| Wellcare Dual Access (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP |
| Wellcare Giveback Open (PPO) | Centene (WellCare) | PPO |
| HumanaChoice H5525-050 (PPO) | Humana | PPO |
| HumanaChoice H5525-083 (PPO) | Humana | PPO |
| Provider Partners North Carolina Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| Provider Partners North Carolina Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| AARP Medicare Advantage Access from UHC NC-23 (PPO) | UnitedHealthcare | PPO |
| Erickson Advantage Champion (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP |
| Erickson Advantage Freedom (HMO-POS) | UnitedHealthcare | HMO-POS |
| Erickson Advantage Guardian (HMO-POS I-SNP) | UnitedHealthcare | HMO-POS I-SNP |
| Erickson Advantage Liberty (HMO-POS) | UnitedHealthcare | HMO-POS |
| Erickson Advantage Liberty no Rx (HMO-POS) | UnitedHealthcare | HMO-POS |
| Erickson Advantage Signature (HMO-POS) | UnitedHealthcare | HMO-POS |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans new to Mecklenburg County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Alignment Health Duals+ 004 (HMO-POS D-SNP) | Alignment Health Plan | HMO-POS D-SNP |
| Alignment Health Heart & Diabetes 011 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP) | Alignment Health Plan | HMO-POS C-SNP |
| Alignment Health Platinum 012 (HMO) | Alignment Health Plan | HMO |
| Alignment Health Smart 013 (HMO) | Alignment Health Plan | HMO |
| DEVOTED C-SNP GIVEBACK EXTRAS 031 NC (HMO C-SNP) | Devoted Health | HMO C-SNP |
| DEVOTED CORE 037 NC (HMO) | Devoted Health | HMO |
| DEVOTED GIVEBACK EXTRAS 039 NC (HMO) | Devoted Health | HMO |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) | Humana | HMO-POS |
| HumanaChoice H7617-122 (PPO) | Humana | PPO |
| Provider Partners North Carolina Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| Provider Partners North Carolina Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Eagle (PPO) (was Aetna Medicare Eagle Giveback (PPO)) | Aetna (CVS Health) | PPO |
| Aetna Medicare Full Dual (HMO D-SNP) (was Aetna Medicare Dual (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) (was Wellcare Dual Liberty (HMO-POS D-SNP)) | Centene (WellCare) | HMO-POS D-SNP |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) (was Wellcare Dual Liberty Open (PPO D-SNP)) | Centene (WellCare) | PPO D-SNP |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) (was Wellcare Dual Reserve (HMO-POS D-SNP)) | Centene (WellCare) | HMO-POS D-SNP |
| DEVOTED C-SNP ENHANCED 016 NC (HMO C-SNP) (was DEVOTED C-SNP PREMIUM 016 NC (HMO C-SNP)) | Devoted Health | HMO C-SNP |
| Humana Full Access (Regional PPO) (was Humana Full Access R0110-005 (Regional PPO)) | Humana | PPO |
| AARP Medicare Advantage from UHC NC-15 (HMO-POS) (was AARP Medicare Advantage from UHC NC-0015 (HMO-POS)) | UnitedHealthcare | HMO-POS |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) (was UHC Dual Complete NC-V001 (HMO-POS D-SNP)) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete NC-Q1 (PPO D-SNP) (was UHC Dual Complete NC-S001 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
Carriers new to Mecklenburg County for 2027: Alignment Health Plan
Medicare AdvantageMecklenburg County, North Carolina
57 Medicare Advantage plans here are rated 4 stars or higher for 2027, of the 89 offered in Mecklenburg County (2027 CMS Star Ratings). See top-rated plans in Mecklenburg County →Every year, Medicare evaluates plans based on a 5-star rating system.
What to do before December 7
If you are in a Medicare Advantage plan today, your plan must send you an Annual Notice of Change by September 30 that spells out exactly what is different for 2027. Read it before the Annual Enrollment Period (Open Enrollment), which runs October 15 through December 7.
If your plan is leaving your county, you will get a separate notice and a Special Enrollment Period to choose new coverage. If you do nothing, you may be returned to Original Medicare without drug coverage, so it is worth acting during the window.
A licensed agent can check your doctors and prescriptions against the plans that will actually operate in your county next year. For unbiased help, contact Medicare.gov or 1-800-MEDICARE.
Cities in Mecklenburg County
These counts apply to every city in the county, including:
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Upcoming live session
Medicare Annual/Open Enrollment, live: questions on the 2027 changes in Mecklenburg County, North Carolina
Medicare Annual/Open Enrollment 2027 live, day 8, morning: Medicare Advantage changes by state. Starts Oct. 22, 2026, 10 a.m. ET. Program-level information only; no plan is recommended.
Good to know
Frequently asked questions
What does it mean that a plan is “changing” for 2027?
It means the plan is offered in Mecklenburg County in both 2026 and 2027, but its 2027 listing in the CMS Landscape file differs on its premium, drug deductible, plan type, or name. The count does not say whether a change is better or worse for you; your plan's Annual Notice of Change does.
Does a plan leaving my county mean I lose Medicare?
No. Original Medicare (Parts A and B) continues no matter what happens to any Medicare Advantage plan. What ends is that plan's coverage in your county, and you get a Special Enrollment Period to pick a new Medicare Advantage plan or return to Original Medicare with a stand-alone Part D plan.
Which plans are leaving or changing?
This page publishes only the counts. The plans themselves, their premiums and their benefits are plan-specific information we do not list. Your Annual Notice of Change, Medicare's Plan Finder at Medicare.gov, 1-800-MEDICARE, or a licensed agent can tell you what applies to your plan.
When can I switch?
During the Annual Enrollment Period (Open Enrollment), October 15 through December 7, for coverage starting January 1, 2027. If your plan is leaving, you also get a Special Enrollment Period. Medicare Advantage members get one more chance January 1 through March 31.
These counts come from comparing the two official CMS Medicare Advantage Landscape files for 2026 and 2027. A plan counts as leaving when it was offered in the county for 2026 and is not offered there for 2027. A plan counts as changing when it is offered in both years but its 2027 listing differs on something a member would notice: the premium, the drug deductible, the plan type, or the plan name. Only the counts are shown here. This page does not name plans, list premiums or benefits, or recommend anything.
Sources & further reading
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.