Cumberland County, North Carolina: 23 Medicare Advantage plans changing or leaving for 2027
Cumberland County had 63 Medicare Advantage plans in 2026. For 2027, 7 are leaving the county and 16 are changing.
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Medicare Advantage plans in your area are changing or leaving for 2027.
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Cumberland County in context
Cumberland County goes from 63 Medicare Advantage plans to 64 for 2027: 1 more plan on the menu, before any plan-by-plan detail.
About 61,301 people in the county have Medicare, and roughly 58% of them are in a Medicare Advantage plan today, offered by 8 organizations.
The plans by name in Cumberland County
From the same CMS Landscape files: every Medicare Advantage plan offered in the county, by carrier, with its 2027 status, then the plans not offered for 2027, the plans new to the county and the plans continuing under a new name. No plan is ranked or recommended; your plan's Annual Notice of Change has its own details.
Plan availability
Medicare Advantage plans available in Cumberland County for 2026
CMS lists 63 Medicare Advantage plans from 8 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
| Plan | Type | Drug coverage | Status |
|---|---|---|---|
| Aetna (CVS Health) 9 plans | |||
| Aetna Medicare Eagle (PPO) | PPO | No | Renamed for 2027 |
| Aetna Medicare Enhanced (PPO) | PPO | Yes | Offered |
| Aetna Medicare Full Dual (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Aetna Medicare Full Dual Care (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Aetna Medicare Signature (PPO) | PPO | Yes | Offered |
| Aetna Medicare Signature Care (HMO) | HMO | Yes | Not offered for 2027 |
| Aetna Medicare Signature Extra (PPO) | PPO | Yes | Offered |
| Aetna Medicare Signature Giveback (PPO) | PPO | Yes | Offered |
| Aetna Medicare Value Plus (HMO) | HMO | Yes | Offered |
| Blue Cross and Blue Shield of North Carolina 7 plans | |||
| Blue Medicare Enhanced (HMO-POS) | HMO-POS | Yes | Offered |
| Blue Medicare Essential (HMO) | HMO | Yes | Offered |
| Blue Medicare Essential Plus (HMO-POS) | HMO-POS | Yes | Offered |
| Blue Medicare Freedom+ (PPO) | PPO | No | Offered |
| Blue Medicare Medical Only (HMO-POS) | HMO-POS | No | Offered |
| Blue Medicare PPO Enhanced (PPO) | PPO | Yes | Offered |
| Healthy Blue + Medicare (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Offered |
| Centene (WellCare) 9 plans | |||
| Wellcare Assist Open (PPO) | PPO | Yes | Offered |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| Wellcare Dual Access (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| Wellcare Giveback Open (PPO) | PPO | Yes | Not offered for 2027 |
| Wellcare Patriot Giveback Open (PPO) | PPO | No | Offered |
| Wellcare Simple (HMO-POS) | HMO-POS | Yes | Offered |
| Wellcare Simple Open (PPO) | PPO | Yes | Offered |
| Humana 18 plans | |||
| Humana Dual Select H1036-307 (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Humana Dual Select H5525-072 (PPO D-SNP) | PPO D-SNP | Yes | Offered |
| Humana Full Access (Regional PPO) | PPO | Yes | Renamed for 2027 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) | HMO-POS | Yes | Offered |
| Humana Gold Plus H1036-335 (HMO-POS) | HMO-POS | Yes | Offered |
| Humana Gold Plus H6622-060 (HMO-POS) | HMO-POS | Yes | Offered |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| Humana USAA Honor Giveback (Regional PPO) | PPO | No | Offered |
| HumanaChoice Giveback H5525-035 (PPO) | PPO | Yes | Offered |
| HumanaChoice H5525-049 (PPO) | PPO | Yes | Offered |
| HumanaChoice H5525-050 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice H5525-070 (PPO) | PPO | Yes | Offered |
| HumanaChoice H5525-083 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice R0110-004 (Regional PPO) | PPO | No | Offered |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) | PPO D-SNP | Yes | Offered |
| Liberty Medicare Advantage 3 plans | |||
| Liberty Medicare Advantage (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Liberty Medicare Dual Plan (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Longevity Health Plan 1 plan | |||
| Longevity Health Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Troy Medicare 2 plans | |||
| Troy Medicare (HMO) | HMO | Yes | Offered |
| Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| UnitedHealthcare 14 plans | |||
| AARP Medicare Advantage from UHC NC-0016 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC NC-0017 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC NC-0021 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC NC-0022 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC NC-15 (HMO-POS) | HMO-POS | Yes | Renamed for 2027 |
| AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) | HMO-POS | No | Offered |
| UHC Complete Care NC-28 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| UHC Dual Complete NC-Q1 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete NC-S2 (PPO D-SNP) | PPO D-SNP | Yes | Offered |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) | PPO I-SNP | Yes | Offered |
New for 2027 (not offered for 2026)
| Plan | Carrier | Type | Drug coverage |
|---|---|---|---|
| Humana Gold Plus Giveback H1036-343 (HMO-POS) | Humana | HMO-POS | Yes |
| Humana Gold Plus H1036-137 (HMO-POS) | Humana | HMO-POS | Yes |
| HumanaChoice H7617-122 (PPO) | Humana | PPO | Yes |
| AARP Medicare Advantage from UHC NC-0001 (PPO) | UnitedHealthcare | PPO | Yes |
| AARP Medicare Advantage from UHC NC-0004 (PPO) | UnitedHealthcare | PPO | Yes |
| AARP Medicare Advantage Patriot No Rx NC-MA01 (PPO) | UnitedHealthcare | PPO | No |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Yes |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Yes |
Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.
Plans not offered in Cumberland County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Signature Care (HMO) | Aetna (CVS Health) | HMO |
| Wellcare Dual Access (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP |
| Wellcare Giveback Open (PPO) | Centene (WellCare) | PPO |
| HumanaChoice H5525-050 (PPO) | Humana | PPO |
| HumanaChoice H5525-083 (PPO) | Humana | PPO |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans new to Cumberland County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Humana Gold Plus Giveback H1036-343 (HMO-POS) | Humana | HMO-POS |
| Humana Gold Plus H1036-137 (HMO-POS) | Humana | HMO-POS |
| HumanaChoice H7617-122 (PPO) | Humana | PPO |
| AARP Medicare Advantage from UHC NC-0001 (PPO) | UnitedHealthcare | PPO |
| AARP Medicare Advantage from UHC NC-0004 (PPO) | UnitedHealthcare | PPO |
| AARP Medicare Advantage Patriot No Rx NC-MA01 (PPO) | UnitedHealthcare | PPO |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Eagle (PPO) (was Aetna Medicare Eagle Giveback (PPO)) | Aetna (CVS Health) | PPO |
| Aetna Medicare Full Dual (HMO D-SNP) (was Aetna Medicare Dual (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) (was Wellcare Dual Liberty (HMO-POS D-SNP)) | Centene (WellCare) | HMO-POS D-SNP |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) (was Wellcare Dual Liberty Open (PPO D-SNP)) | Centene (WellCare) | PPO D-SNP |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) (was Wellcare Dual Reserve (HMO-POS D-SNP)) | Centene (WellCare) | HMO-POS D-SNP |
| Humana Full Access (Regional PPO) (was Humana Full Access R0110-005 (Regional PPO)) | Humana | PPO |
| AARP Medicare Advantage from UHC NC-15 (HMO-POS) (was AARP Medicare Advantage from UHC NC-0015 (HMO-POS)) | UnitedHealthcare | HMO-POS |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) (was UHC Dual Complete NC-V001 (HMO-POS D-SNP)) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete NC-Q1 (PPO D-SNP) (was UHC Dual Complete NC-S001 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
What to do before December 7
If you are in a Medicare Advantage plan today, your plan must send you an Annual Notice of Change by September 30 that spells out exactly what is different for 2027. Read it before the Annual Enrollment Period (Open Enrollment), which runs October 15 through December 7.
If your plan is leaving your county, you will get a separate notice and a Special Enrollment Period to choose new coverage. If you do nothing, you may be returned to Original Medicare without drug coverage, so it is worth acting during the window.
A licensed agent can check your doctors and prescriptions against the plans that will actually operate in your county next year. For unbiased help, contact Medicare.gov or 1-800-MEDICARE.
Cities in Cumberland County
These counts apply to every city in the county, including:
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Upcoming live session
Medicare Annual/Open Enrollment, live: questions on the 2027 changes in Cumberland County, North Carolina
Medicare Annual/Open Enrollment 2027 live, day 8, morning: Medicare Advantage changes by state. Starts Oct. 22, 2026, 10 a.m. ET. Program-level information only; no plan is recommended.
Good to know
Frequently asked questions
What does it mean that a plan is “changing” for 2027?
Does a plan leaving my county mean I lose Medicare?
Which plans are leaving or changing?
When can I switch?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.