Westchester County, New York: 38 Medicare Advantage plans changing or leaving for 2027
Westchester County had 77 Medicare Advantage plans in 2026. For 2027, 20 are leaving the county and 18 are changing.
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Medicare Advantage plans in your area are changing or leaving for 2027.
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Westchester County in context
Westchester County goes from 77 Medicare Advantage plans to 65 for 2027: 12 fewer plans on the menu, before any plan-by-plan detail.
About 198,559 people in the county have Medicare, and roughly 39% of them are in a Medicare Advantage plan today, offered by 16 organizations.
The plans by name in Westchester County
From the same CMS Landscape files: every Medicare Advantage plan offered in the county, by carrier, with its 2027 status, then the plans not offered for 2027, the plans new to the county and the plans continuing under a new name. No plan is ranked or recommended; your plan's Annual Notice of Change has its own details.
Plan availability
Medicare Advantage plans available in Westchester County for 2026
CMS lists 77 Medicare Advantage plans from 16 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
| Plan | Type | Drug coverage | Status |
|---|---|---|---|
| Aetna (CVS Health) 9 plans | |||
| Aetna Medicare Eagle Giveback (PPO) | PPO | No | Offered |
| Aetna Medicare Elite (PPO) | PPO | Yes | Offered |
| Aetna Medicare Elite Extra (PPO) | PPO | Yes | Offered |
| Aetna Medicare Enhanced (HMO-POS) | HMO-POS | Yes | Offered |
| Aetna Medicare Enhanced (PPO) | PPO | Yes | Offered |
| Aetna Medicare Full Dual Care (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Aetna Medicare Longevity (PPO I-SNP) | PPO I-SNP | Yes | Offered |
| Aetna Medicare Partial Dual Care (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Aetna Medicare Signature Care (HMO) | HMO | Yes | Offered |
| Blue Cross Blue Shield (HCSC) 1 plan | |||
| HealthSpring True Choice (PPO) | PPO | Yes | Not offered for 2027 |
| Centene (WellCare) 12 plans | |||
| Wellcare Assist Open (PPO) | PPO | Yes | Not offered for 2027 |
| Wellcare Dual Access (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Wellcare Dual Access Open (PPO D-SNP) | PPO D-SNP | Yes | Offered |
| Wellcare Fidelis Assist (HMO-POS) | HMO-POS | Yes | Offered |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Wellcare Fidelis Patriot Simple (HMO-POS) | HMO-POS | No | Offered |
| Wellcare Fidelis Simple (HMO-POS) | HMO-POS | Yes | Offered |
| Wellcare Giveback Open (PPO) | PPO | Yes | Not offered for 2027 |
| Wellcare Patriot Simple (HMO-POS) | HMO-POS | No | Not offered for 2027 |
| Wellcare Simple (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Wellcare Simple Open (PPO) | PPO | Yes | Not offered for 2027 |
| Elderplan 6 plans | |||
| Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | Offered |
| Elderplan Extra Help (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Elderplan Flex (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Elderplan For Medicaid Beneficiaries (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Offered |
| Elderplan Plus Long-Term Care (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Offered |
| Elderplan Select (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | Offered |
| ElderServe Health 2 plans | |||
| ElderServe MAP (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| ElderServe Star (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Elevance Health (Anthem) 8 plans | |||
| Anthem HealthPlus Full Dual Advantage (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Anthem HealthPlus Full Dual Advantage LTSS (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Anthem HealthPlus Full Dual Advantage LTSS 2 (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Anthem Medicare Advantage (HMO-POS) | HMO | Yes | Renamed for 2027 |
| Anthem Medicare Advantage 2 (HMO-POS) | HMO-POS | Yes | Offered |
| Anthem Medicare Advantage 2 (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Anthem Veteran (HMO-POS) | HMO-POS | No | Not offered for 2027 |
| Anthem Veteran 2 (HMO-POS) | HMO-POS | No | Offered |
| EmblemHealth 4 plans | |||
| EmblemHealth VIP Dual (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| EmblemHealth VIP Dual Enhanced (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| EmblemHealth VIP Gold (HMO) | HMO | Yes | Offered |
| EmblemHealth VIP Gold Plus (HMO) | HMO | Yes | Offered |
| Hamaspik, Inc. 2 plans | |||
| Hamaspik Medicare Choice (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Hamaspik Medicare Select (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Healthfirst Medicare Plan 6 plans | |||
| Healthfirst CompleteCare (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Healthfirst Connection Plan (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Healthfirst Increased Benefits Plan (HMO) | HMO | Yes | Offered |
| Healthfirst Life Improvement Plan (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Healthfirst Signature (HMO) | HMO | Yes | Offered |
| Healthfirst Signature (PPO) | PPO | Yes | Offered |
| Humana 5 plans | |||
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| HumanaChoice Giveback H5970-030 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice H5970-029 (PPO) | PPO | Yes | Offered |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) | PPO D-SNP | Yes | Not offered for 2027 |
| Longevity Health Plan 1 plan | |||
| Longevity Health Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| MVP HEALTH CARE 5 plans | |||
| MVP DualAccess (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| MVP DualAccess Complete (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| MVP Medicare Complete Wellness with Part D (PPO) | PPO | Yes | Offered |
| MVP Medicare Preferred Gold without Part D (HMO-POS) | HMO-POS | No | Offered |
| MVP Medicare Secure Plus with Part D (HMO-POS) | HMO-POS | Yes | Offered |
| Senior Whole Health of New York 2 plans | |||
| Senior Whole Health Medicare Complete Care (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Senior Whole Health of New York NHC (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| UnitedHealthcare 8 plans | |||
| AARP Medicare Advantage from UHC NY-0013 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC NY-34 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) | HMO-POS | No | Offered |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Offered |
| UHC Dual Complete NY-S001 (PPO D-SNP) | PPO D-SNP | Yes | Offered |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| UHC Nursing Home Plan NY-F002 (PPO I-SNP) | PPO I-SNP | Yes | Offered |
| VillageCareMAX 3 plans | |||
| VillageCareMAX Medicare Health Advantage Plan (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| VillageCareMAX Medicare Select Advantage Plan (HMO) | HMO | Yes | Offered |
| VillageCareMAX Medicare Total Advantage Plan (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| VNS Health Medicare 3 plans | |||
| VNS Health EasyCare (HMO) | HMO | Yes | Offered |
| VNS Health EasyCare Plus (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| VNS Health Total (HMO D-SNP) | HMO D-SNP | Yes | Offered |
New for 2027 (not offered for 2026)
| Plan | Carrier | Type | Drug coverage |
|---|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP | Yes |
| Wellcare Fidelis Dual Access (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | Yes |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | Yes |
| EmblemHealth VIP Saver (HMO) | EmblemHealth | HMO | Yes |
| EmblemHealth VIP Value (HMO) | EmblemHealth | HMO | Yes |
| Healthfirst 65 Plus Plan (HMO) | Healthfirst Medicare Plan | HMO | Yes |
| UHC Complete Care NY-35 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | Yes |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Yes |
Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.
Plans not offered in Westchester County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Partial Dual Care (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP |
| HealthSpring True Choice (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Wellcare Assist Open (PPO) | Centene (WellCare) | PPO |
| Wellcare Dual Access (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Giveback Open (PPO) | Centene (WellCare) | PPO |
| Wellcare Patriot Simple (HMO-POS) | Centene (WellCare) | HMO-POS |
| Wellcare Simple (HMO-POS) | Centene (WellCare) | HMO-POS |
| Wellcare Simple Open (PPO) | Centene (WellCare) | PPO |
| Elderplan Extra Help (HMO-POS) | Elderplan | HMO-POS |
| Elderplan Flex (HMO-POS) | Elderplan | HMO-POS |
| Anthem HealthPlus Full Dual Advantage LTSS (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Anthem Medicare Advantage 2 (HMO-POS) | Elevance Health (Anthem) | HMO-POS |
| Anthem Veteran (HMO-POS) | Elevance Health (Anthem) | HMO-POS |
| EmblemHealth VIP Dual (HMO D-SNP) | EmblemHealth | HMO D-SNP |
| EmblemHealth VIP Dual Enhanced (HMO D-SNP) | EmblemHealth | HMO D-SNP |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) | Humana | HMO D-SNP |
| HumanaChoice Giveback H5970-030 (PPO) | Humana | PPO |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) | Humana | PPO D-SNP |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans new to Westchester County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP |
| Wellcare Fidelis Dual Access (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| EmblemHealth VIP Saver (HMO) | EmblemHealth | HMO |
| EmblemHealth VIP Value (HMO) | EmblemHealth | HMO |
| Healthfirst 65 Plus Plan (HMO) | Healthfirst Medicare Plan | HMO |
| UHC Complete Care NY-35 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) (was Wellcare Fidelis Dual Align (HMO D-SNP)) | Centene (WellCare) | HMO D-SNP |
| Anthem Medicare Advantage (HMO-POS) (was Anthem Medicare Advantage (HMO)) | Elevance Health (Anthem) | HMO |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) (was UHC Dual Complete NY-Y001 (HMO-POS D-SNP)) | UnitedHealthcare | HMO-POS D-SNP |
Carriers with no plans in Westchester County for 2027: Blue Cross Blue Shield (HCSC)
What to do before December 7
If you are in a Medicare Advantage plan today, your plan must send you an Annual Notice of Change by September 30 that spells out exactly what is different for 2027. Read it before the Annual Enrollment Period (Open Enrollment), which runs October 15 through December 7.
If your plan is leaving your county, you will get a separate notice and a Special Enrollment Period to choose new coverage. If you do nothing, you may be returned to Original Medicare without drug coverage, so it is worth acting during the window.
A licensed agent can check your doctors and prescriptions against the plans that will actually operate in your county next year. For unbiased help, contact Medicare.gov or 1-800-MEDICARE.
Cities in Westchester County
These counts apply to every city in the county, including:
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Good to know
Frequently asked questions
What does it mean that a plan is “changing” for 2027?
Does a plan leaving my county mean I lose Medicare?
Which plans are leaving or changing?
When can I switch?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.