Monroe County, New York: 27 Medicare Advantage plans changing or leaving for 2027
Monroe County had 43 Medicare Advantage plans in 2026. For 2027, 16 are leaving the county and 11 are changing.
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Medicare Advantage plans in your area are changing or leaving for 2027.
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Monroe County in context
Monroe County goes from 43 Medicare Advantage plans to 33 for 2027: 10 fewer plans on the menu, before any plan-by-plan detail.
About 175,350 people in the county have Medicare, and roughly 77% of them are in a Medicare Advantage plan today, offered by 10 organizations.
The plans by name in Monroe County
From the same CMS Landscape files: every Medicare Advantage plan offered in the county, by carrier, with its 2027 status, then the plans not offered for 2027, the plans new to the county and the plans continuing under a new name. No plan is ranked or recommended; your plan's Annual Notice of Change has its own details.
Plan availability
Medicare Advantage plans available in Monroe County for 2026
CMS lists 43 Medicare Advantage plans from 11 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
| Plan | Type | Drug coverage | Status |
|---|---|---|---|
| Aetna (CVS Health) 5 plans | |||
| Aetna Medicare Eagle Giveback (PPO) | PPO | No | Offered |
| Aetna Medicare Elite (PPO) | PPO | Yes | Offered |
| Aetna Medicare Enhanced (PPO) | PPO | Yes | Not offered for 2027 |
| Aetna Medicare Full Dual (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Aetna Medicare Longevity (PPO I-SNP) | PPO I-SNP | Yes | Offered |
| Centene (WellCare) 8 plans | |||
| Wellcare Advantage Enhanced (PFFS) | PFFS | No | Not offered for 2027 |
| Wellcare Advantage Simple (PFFS) | PFFS | No | Not offered for 2027 |
| Wellcare Dual Access (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Wellcare Fidelis Patriot Simple (HMO-POS) | HMO-POS | No | Offered |
| Wellcare Patriot Simple (HMO-POS) | HMO-POS | No | Not offered for 2027 |
| Wellcare Simple (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Elderplan 2 plans | |||
| Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | Offered |
| Elderplan Select (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | Offered |
| Excellus Health Plan Community Care LLC 2 plans | |||
| Medicare Blue Dual (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Medicare Blue Dual Secure (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Excellus Health Plan, Inc 4 plans | |||
| Medicare Blue Choice Core (HMO) | HMO | Yes | Offered |
| Medicare Blue Choice Freedom (HMO-POS) | HMO-POS | No | Offered |
| Medicare Blue Choice Optimum (HMO-POS) | HMO-POS | Yes | Offered |
| Medicare Blue Choice Prime (HMO-POS) | HMO | Yes | Renamed for 2027 |
| Humana 5 plans | |||
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Humana USAA Honor Giveback (PPO) | PPO | No | Not offered for 2027 |
| HumanaChoice Giveback H5970-030 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice H5970-029 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) | PPO D-SNP | Yes | Not offered for 2027 |
| iCircle Services of the Finger Lakes, Inc 1 plan | |||
| iCircle Dual Advantage (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| MVP HEALTH CARE 5 plans | |||
| MVP DualAccess (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| MVP DualAccess Complete (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| MVP Medicare Preferred Gold with Part D (HMO-POS) | HMO-POS | Yes | Offered |
| MVP Medicare Preferred Gold without Part D (HMO-POS) | HMO-POS | No | Offered |
| MVP Medicare WellSelect with Part D (PPO) | PPO | Yes | Not offered for 2027 |
| Nascentia Health Plus 3 plans | |||
| Nascentia Dual Advantage (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Nascentia Skilled Nursing Facility (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| UnitedHealthcare 5 plans | |||
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Offered |
| UHC Dual Complete NY-S001 (PPO D-SNP) | PPO D-SNP | Yes | Offered |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) | PPO I-SNP | Yes | Offered |
| VNS Health Medicare 3 plans | |||
| VNS Health EasyCare (HMO) | HMO | Yes | Offered |
| VNS Health EasyCare Plus (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| VNS Health Total (HMO D-SNP) | HMO D-SNP | Yes | Offered |
New for 2027 (not offered for 2026)
| Plan | Carrier | Type | Drug coverage |
|---|---|---|---|
| Wellcare Fidelis Assist (HMO-POS) | Centene (WellCare) | HMO-POS | Yes |
| Wellcare Fidelis Dual Access (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | Yes |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | Yes |
| Wellcare Fidelis Simple (HMO-POS) | Centene (WellCare) | HMO-POS | Yes |
| MVP Medicare WellValue with Part D (HMO-POS) | MVP HEALTH CARE | HMO-POS | Yes |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Yes |
Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.
Plans not offered in Monroe County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Enhanced (PPO) | Aetna (CVS Health) | PPO |
| Aetna Medicare Full Dual (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP |
| Wellcare Advantage Enhanced (PFFS) | Centene (WellCare) | PFFS |
| Wellcare Advantage Simple (PFFS) | Centene (WellCare) | PFFS |
| Wellcare Dual Access (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Patriot Simple (HMO-POS) | Centene (WellCare) | HMO-POS |
| Wellcare Simple (HMO-POS) | Centene (WellCare) | HMO-POS |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) | Humana | HMO D-SNP |
| Humana USAA Honor Giveback (PPO) | Humana | PPO |
| HumanaChoice Giveback H5970-030 (PPO) | Humana | PPO |
| HumanaChoice H5970-029 (PPO) | Humana | PPO |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) | Humana | PPO D-SNP |
| iCircle Dual Advantage (HMO D-SNP) | iCircle Services of the Finger Lakes, Inc | HMO D-SNP |
| MVP Medicare WellSelect with Part D (PPO) | MVP HEALTH CARE | PPO |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans new to Monroe County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Wellcare Fidelis Assist (HMO-POS) | Centene (WellCare) | HMO-POS |
| Wellcare Fidelis Dual Access (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Fidelis Simple (HMO-POS) | Centene (WellCare) | HMO-POS |
| MVP Medicare WellValue with Part D (HMO-POS) | MVP HEALTH CARE | HMO-POS |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) (was Wellcare Fidelis Dual Align (HMO D-SNP)) | Centene (WellCare) | HMO D-SNP |
| Medicare Blue Choice Prime (HMO-POS) (was Medicare Blue Choice Prime (HMO)) | Excellus Health Plan, Inc | HMO |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) (was UHC Dual Complete NY-Y001 (HMO-POS D-SNP)) | UnitedHealthcare | HMO-POS D-SNP |
Carriers with no plans in Monroe County for 2027: Humana, iCircle Services of the Finger Lakes, Inc
What to do before December 7
If you are in a Medicare Advantage plan today, your plan must send you an Annual Notice of Change by September 30 that spells out exactly what is different for 2027. Read it before the Annual Enrollment Period (Open Enrollment), which runs October 15 through December 7.
If your plan is leaving your county, you will get a separate notice and a Special Enrollment Period to choose new coverage. If you do nothing, you may be returned to Original Medicare without drug coverage, so it is worth acting during the window.
A licensed agent can check your doctors and prescriptions against the plans that will actually operate in your county next year. For unbiased help, contact Medicare.gov or 1-800-MEDICARE.
Cities in Monroe County
These counts apply to every city in the county, including:
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Upcoming live session
Medicare Annual/Open Enrollment, live: questions on the 2027 changes in Monroe County, New York
Medicare Annual/Open Enrollment 2027 live, day 8, morning: Medicare Advantage changes by state. Starts Oct. 22, 2026, 10 a.m. ET. Program-level information only; no plan is recommended.
Good to know
Frequently asked questions
What does it mean that a plan is “changing” for 2027?
Does a plan leaving my county mean I lose Medicare?
Which plans are leaving or changing?
When can I switch?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.