St. Louis City, Missouri: 34 Medicare Advantage plans changing or leaving for 2027
St. Louis City had 79 Medicare Advantage plans in 2026. For 2027, 10 are leaving the county and 24 are changing.
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St. Louis City in context
St. Louis City goes from 79 Medicare Advantage plans to 80 for 2027: 1 more plan on the menu, before any plan-by-plan detail.
About 49,229 people in the county have Medicare, and roughly 65% of them are in a Medicare Advantage plan today, offered by 11 organizations.
The plans by name in St. Louis City
From the same CMS Landscape files: every Medicare Advantage plan offered in the county, by carrier, with its 2027 status, then the plans not offered for 2027, the plans new to the county and the plans continuing under a new name. No plan is ranked or recommended; your plan's Annual Notice of Change has its own details.
Plan availability
Medicare Advantage plans available in St. Louis City for 2026
CMS lists 79 Medicare Advantage plans from 11 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
| Plan | Type | Drug coverage | Status |
|---|---|---|---|
| Aetna (CVS Health) 10 plans | |||
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Aetna Medicare Dual (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Aetna Medicare Eagle (HMO-POS) | HMO-POS | No | Offered |
| Aetna Medicare Elite Classic (PPO) | PPO | Yes | Renamed for 2027 |
| Aetna Medicare Elite Classic Extra (PPO) | PPO | Yes | Renamed for 2027 |
| Aetna Medicare Enhanced Classic (PPO) | PPO | Yes | Renamed for 2027 |
| Aetna Medicare Enhanced Extra (HMO-POS) | HMO-POS | Yes | Offered |
| Aetna Medicare Full Dual (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Aetna Medicare Signature (HMO-POS) | HMO-POS | Yes | Offered |
| Aetna Medicare Value Plus (HMO-POS) | HMO-POS | Yes | Offered |
| American Health Advantage of Missouri 2 plans | |||
| American Health Advantage of Missouri (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| American Health Advantage of Missouri Choice (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Blue Cross Blue Shield (HCSC) 5 plans | |||
| HealthSpring Preferred (HMO) | HMO | Yes | Offered |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | Offered |
| HealthSpring TotalCare (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| HealthSpring TotalCare Plus (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| HealthSpring True Choice Savings (PPO) | PPO | Yes | Not offered for 2027 |
| Centene (WellCare) 7 plans | |||
| Wellcare Giveback (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Wellcare Home State Health Dual Access (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| Wellcare Home State Health Dual Access Open (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| Wellcare Patriot Giveback Open (PPO) | PPO | No | Offered |
| Wellcare Simple (HMO-POS) | HMO-POS | Yes | Offered |
| Wellcare Simple Open (PPO) | PPO | Yes | Offered |
| Devoted Health 7 plans | |||
| DEVOTED C-SNP ENHANCED 015 MO (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| DEVOTED C-SNP PLUS 016 MO (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| DEVOTED CORE 001 MO (HMO) | HMO | Yes | Offered |
| DEVOTED DUAL 008 MO (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| DEVOTED DUAL FULL 011 MO (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| DEVOTED DUAL PLUS 007 MO (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| DEVOTED GIVEBACK 002 MO (HMO) | HMO | Yes | Offered |
| Elevance Health (Anthem) 5 plans | |||
| Anthem Chronic Care (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| Anthem Full Dual Advantage (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Anthem Full Dual Advantage 2 (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Anthem Medicare Advantage (HMO-POS) | HMO-POS | Yes | Offered |
| Anthem Veteran (PPO) | PPO | No | Offered |
| Essence Healthcare 5 plans | |||
| Essence Advantage (HMO) | HMO | Yes | Offered |
| Essence Advantage Choice (PPO) | PPO | Yes | Offered |
| Essence Advantage Plus (HMO) | HMO | Yes | Offered |
| Essence Advantage Premier Plus (PPO) | PPO | Yes | Offered |
| Essence Advantage Select (HMO) | HMO | Yes | Offered |
| Humana 17 plans | |||
| Humana Essentials Plus Giveback (HMO) | HMO | Yes | Renamed for 2027 |
| Humana Essentials Plus Giveback (HMO) | HMO | Yes | Renamed for 2027 |
| Humana Full Access (PPO) | PPO | Yes | Renamed for 2027 |
| Humana Full Access (PPO) | PPO | Yes | Renamed for 2027 |
| Humana Gold Choice H8145-006 (PFFS) | PFFS | Yes | Offered |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana Gold Plus SNP-DE H0028-015 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Offered |
| Humana Gold Plus SNP-DE H4461-044 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Offered |
| Humana Total Complete (HMO) | HMO | Yes | Renamed for 2027 |
| Humana Total Complete (HMO) | HMO | Yes | Renamed for 2027 |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| Humana USAA Honor Giveback (Regional PPO) | PPO | No | Offered |
| Humana Value Choice (PPO) | PPO | Yes | Renamed for 2027 |
| Humana Value Choice (PPO) | PPO | Yes | Renamed for 2027 |
| HumanaChoice H5216-032 (PPO) | PPO | Yes | Offered |
| HumanaChoice R1532-002 (Regional PPO) | PPO | Yes | Offered |
| NHC Advantage 2 plans | |||
| NHC Advantage (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Senior Care (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Provider Partners Health Plans 3 plans | |||
| Provider Partners Missouri Advantage Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Provider Partners Missouri Community Plan (HMO I-SNP) | HMO I-SNP | Yes | Not offered for 2027 |
| Provider Partners Missouri Essential Plan (HMO I-SNP) | HMO I-SNP | Yes | Not offered for 2027 |
| UnitedHealthcare 16 plans | |||
| AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC ST-0001 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC ST-1P (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC ST-2 (PPO) | PPO | Yes | Not offered for 2027 |
| AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) | HMO-POS | No | Offered |
| UHC Complete Care AM-1 (Regional PPO C-SNP) | PPO C-SNP | Yes | Not offered for 2027 |
| UHC Complete Care MO-1 (PPO C-SNP) | PPO C-SNP | Yes | Offered |
| UHC Complete Care Support AM-1A (Regional PPO C-SNP) | PPO C-SNP | Yes | Not offered for 2027 |
| UHC Dual Complete MO-Q1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete MO-Q2 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| UHC Dual Complete MO-V001 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| UHC Medicare Advantage AM-0002 (Regional PPO) | PPO | Yes | Not offered for 2027 |
| UHC Nursing Home Plan MO-F001 (PPO I-SNP) | PPO I-SNP | Yes | Offered |
New for 2027 (not offered for 2026)
| Plan | Carrier | Type | Drug coverage |
|---|---|---|---|
| Aetna Medicare Elite (PPO) | Aetna (CVS Health) | PPO | Yes |
| Aetna Medicare Enhanced (PPO) | Aetna (CVS Health) | PPO | Yes |
| Aetna Medicare Full Dual Extra (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP | Yes |
| Aetna Medicare Longevity (HMO I-SNP) | Aetna (CVS Health) | HMO I-SNP | Yes |
| HealthSpring True Choice (PPO) | Blue Cross Blue Shield (HCSC) | PPO | Yes |
| DEVOTED C-SNP GIVEBACK EXTRAS 029 MO (HMO C-SNP) | Devoted Health | HMO C-SNP | Yes |
| DEVOTED GIVEBACK EXTRAS 028 MO (HMO) | Devoted Health | HMO | Yes |
| Provider Partners Missouri Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP | Yes |
| Provider Partners Missouri Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP | Yes |
| UHC Dual Advantage MO-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Yes |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Yes |
Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.
Plans not offered in St. Louis City for 2027
| Plan | Carrier | Type |
|---|---|---|
| HealthSpring True Choice Savings (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Wellcare Giveback (HMO-POS) | Centene (WellCare) | HMO-POS |
| Provider Partners Missouri Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| Provider Partners Missouri Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| AARP Medicare Advantage from UHC ST-2 (PPO) | UnitedHealthcare | PPO |
| UHC Complete Care AM-1 (Regional PPO C-SNP) | UnitedHealthcare | PPO C-SNP |
| UHC Complete Care Support AM-1A (Regional PPO C-SNP) | UnitedHealthcare | PPO C-SNP |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete MO-V001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Medicare Advantage AM-0002 (Regional PPO) | UnitedHealthcare | PPO |
Plans new to St. Louis City for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Elite (PPO) | Aetna (CVS Health) | PPO |
| Aetna Medicare Enhanced (PPO) | Aetna (CVS Health) | PPO |
| Aetna Medicare Full Dual Extra (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP |
| Aetna Medicare Longevity (HMO I-SNP) | Aetna (CVS Health) | HMO I-SNP |
| HealthSpring True Choice (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| DEVOTED C-SNP GIVEBACK EXTRAS 029 MO (HMO C-SNP) | Devoted Health | HMO C-SNP |
| DEVOTED GIVEBACK EXTRAS 028 MO (HMO) | Devoted Health | HMO |
| Provider Partners Missouri Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| Provider Partners Missouri Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP |
| UHC Dual Advantage MO-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Elite Classic (PPO) (was Aetna Medicare Elite (PPO)) | Aetna (CVS Health) | PPO |
| Aetna Medicare Elite Classic Extra (PPO) (was Aetna Medicare Signature (PPO)) | Aetna (CVS Health) | PPO |
| Aetna Medicare Enhanced Classic (PPO) (was Aetna Medicare Enhanced (PPO)) | Aetna (CVS Health) | PPO |
| Wellcare Home State Health Dual Access (HMO-POS D-SNP) (was Wellcare Dual Access (HMO-POS D-SNP)) | Centene (WellCare) | HMO-POS D-SNP |
| Wellcare Home State Health Dual Access Open (PPO D-SNP) (was Wellcare Dual Access Open (PPO D-SNP)) | Centene (WellCare) | PPO D-SNP |
| Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) (was Wellcare Dual Reserve (HMO-POS D-SNP)) | Centene (WellCare) | HMO-POS D-SNP |
| DEVOTED C-SNP ENHANCED 015 MO (HMO C-SNP) (was DEVOTED C-SNP PREMIUM 015 MO (HMO C-SNP)) | Devoted Health | HMO C-SNP |
| Humana Essentials Plus Giveback (HMO) (was Humana Gold Plus Giveback H0028-065 (HMO)) | Humana | HMO |
| Humana Essentials Plus Giveback (HMO) (was Humana Essentials Plus Giveback H4461-045 (HMO)) | Humana | HMO |
| Humana Full Access (PPO) (was Humana Full Access H5216-407 (PPO)) | Humana | PPO |
| Humana Full Access (PPO) (was Humana Full Access H7617-008 (PPO)) | Humana | PPO |
| Humana Total Complete (HMO) (was Humana Gold Plus H0028-014 (HMO)) | Humana | HMO |
| Humana Total Complete (HMO) (was Humana Total Complete H4461-046 (HMO)) | Humana | HMO |
| Humana Value Choice (PPO) (was Humana Value Choice H5216-318 (PPO)) | Humana | PPO |
| Humana Value Choice (PPO) (was Humana Value Choice H7617-023 (PPO)) | Humana | PPO |
| UHC Dual Complete MO-Q1 (HMO-POS D-SNP) (was UHC Dual Complete MO-S001 (HMO-POS D-SNP)) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete MO-Q2 (PPO D-SNP) (was UHC Dual Complete MO-S002 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
What to do before December 7
If you are in a Medicare Advantage plan today, your plan must send you an Annual Notice of Change by September 30 that spells out exactly what is different for 2027. Read it before the Annual Enrollment Period (Open Enrollment), which runs October 15 through December 7.
If your plan is leaving your county, you will get a separate notice and a Special Enrollment Period to choose new coverage. If you do nothing, you may be returned to Original Medicare without drug coverage, so it is worth acting during the window.
A licensed agent can check your doctors and prescriptions against the plans that will actually operate in your county next year. For unbiased help, contact Medicare.gov or 1-800-MEDICARE.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Good to know
Frequently asked questions
What does it mean that a plan is “changing” for 2027?
Does a plan leaving my county mean I lose Medicare?
Which plans are leaving or changing?
When can I switch?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.