Cook County, Illinois: 38 Medicare Advantage plans changing or leaving for 2027
Cook County had 78 Medicare Advantage plans in 2026. For 2027, 17 are leaving the county and 21 are changing.
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Medicare Advantage plans in your area are changing or leaving for 2027.
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Cook County in context
Cook County goes from 78 Medicare Advantage plans to 67 for 2027: 11 fewer plans on the menu, before any plan-by-plan detail.
About 890,548 people in the county have Medicare, and roughly 45% of them are in a Medicare Advantage plan today, offered by 12 organizations.
The plans by name in Cook County
From the same CMS Landscape files: every Medicare Advantage plan offered in the county, by carrier, with its 2027 status, then the plans not offered for 2027, the plans new to the county and the plans continuing under a new name. No plan is ranked or recommended; your plan's Annual Notice of Change has its own details.
Plan availability
Medicare Advantage plans available in Cook County for 2026
CMS lists 78 Medicare Advantage plans from 12 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
| Plan | Type | Drug coverage | Status |
|---|---|---|---|
| Aetna (CVS Health) 9 plans | |||
| Aetna Medicare Eagle (PPO) | PPO | No | Offered |
| Aetna Medicare FIDE (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Aetna Medicare Premier (PPO) | PPO | Yes | Offered |
| Aetna Medicare Prime (HMO-POS) | HMO-POS | Yes | Offered |
| Aetna Medicare Prime Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Aetna Medicare Prime Chronic Total (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| Aetna Medicare Signature (HMO-POS) | HMO-POS | Yes | Offered |
| Aetna Medicare Signature (PPO) | PPO | Yes | Offered |
| Aetna Medicare Signature Extra (PPO) | PPO | Yes | Offered |
| Blue Cross Blue Shield (HCSC) 11 plans | |||
| Blue Cross Medicare Advantage Basic (HMO-POS) | HMO | Yes | Renamed for 2027 |
| Blue Cross Medicare Advantage Basic Plus (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Choice Plus (PPO) | PPO | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Choice Premier (PPO) | PPO | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Premier Plus (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Secure (HMO) | HMO | Yes | Not offered for 2027 |
| HealthSpring Preferred (HMO) | HMO | Yes | Offered |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | Offered |
| HealthSpring Premier (HMO-POS) | HMO-POS | Yes | Offered |
| HealthSpring True Choice (PPO) | PPO | Yes | Offered |
| HealthSpring True Choice Savings (PPO) | PPO | Yes | Offered |
| Centene (WellCare) 8 plans | |||
| Wellcare Giveback (HMO) | HMO | Yes | Offered |
| Wellcare Meridian Dual Align (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Wellcare Patriot Giveback (HMO) | HMO | No | Not offered for 2027 |
| Wellcare Simple (HMO-POS) | HMO-POS | Yes | Offered |
| Wellcare Simple Essential (HMO) | HMO | Yes | Not offered for 2027 |
| Wellcare Simple Essential (HMO) | HMO | Yes | Renamed for 2027 |
| Wellcare Simple Exclusive (HMO) | HMO | Yes | Offered |
| Wellcare Simple Value (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Clear Spring Health 3 plans | |||
| Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| Clear Spring Health BrightPath Advantage (HMO) | HMO | Yes | Not offered for 2027 |
| Clear Spring Health BrightPath Advantage (HMO) | HMO | Yes | Not offered for 2027 |
| Devoted Health 6 plans | |||
| DEVOTED C-SNP ENHANCED 005 IL (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| DEVOTED C-SNP PLUS 006 IL (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| DEVOTED CHOICE 001 IL (PPO) | PPO | Yes | Offered |
| DEVOTED CHOICE 010 IL (PPO) | PPO | Yes | Offered |
| DEVOTED CORE 001 IL (HMO) | HMO | Yes | Offered |
| DEVOTED GIVEBACK 003 IL (HMO) | HMO | Yes | Offered |
| Essence Healthcare 4 plans | |||
| Essence Advantage Choice (PPO) | PPO | Yes | Offered |
| Essence Advantage Choice Plus (PPO) | PPO | Yes | Offered |
| Essence Advantage Premier Plus (PPO) | PPO | Yes | Offered |
| Essence Advantage Select (HMO) | HMO | Yes | Offered |
| Humana 16 plans | |||
| Humana Community HMO Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana Dual Fully Integrated (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Humana Essentials Plus Giveback (HMO) | HMO | Yes | Renamed for 2027 |
| Humana Full Access H5216-412 (PPO) | PPO | Yes | Not offered for 2027 |
| Humana Full Access H7617-009 (PPO) | PPO | Yes | Not offered for 2027 |
| Humana Gold Choice H8145-006 (PFFS) | PFFS | Yes | Offered |
| Humana Total Complete (HMO) | HMO | Yes | Renamed for 2027 |
| Humana USAA Honor Giveback (PPO) | PPO | No | Not offered for 2027 |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| Humana USAA Honor Giveback (Regional PPO) | PPO | No | Offered |
| Humana Value Choice (PPO) | PPO | Yes | Renamed for 2027 |
| Humana Value Choice (PPO) | PPO | Yes | Renamed for 2027 |
| HumanaChoice H5216-013 (PPO) | PPO | Yes | Offered |
| HumanaChoice H5216-283 (PPO) | PPO | Yes | Offered |
| HumanaChoice R5361-002 (Regional PPO) | PPO | Yes | Offered |
| Longevity Health 1 plan | |||
| Longevity Health Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Molina Healthcare of Illinois 2 plans | |||
| Molina Medicare Choice Care (HMO) | HMO | Yes | Not offered for 2027 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Provider Partners Health Plans 1 plan | |||
| Provider Partners Illinois Advantage Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| UnitedHealthcare 10 plans | |||
| AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC IL-0001 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC IL-0004 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC IL-5 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) | PPO | No | Offered |
| UHC Complete Care Support IL-1A (PPO C-SNP) | PPO C-SNP | Yes | Offered |
| UHC Complete Care Support IL-7 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| UHC Nursing Home Plan IL-F001 (PPO I-SNP) | PPO I-SNP | Yes | Offered |
| Zing Health 7 plans | |||
| Zing Elite Diabetes & Heart IL (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Zing Elite Essentials Diabetes & Heart IL-IN (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Zing Elite Select IL-IN (HMO) | HMO | Yes | Offered |
| Zing Select Care IL (HMO) | HMO | Yes | Renamed for 2027 |
| Zing Select Diabetes & Heart Complete IL (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Zing Select Diabetes & Heart IL (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| Zing Select Dialysis IL (HMO C-SNP) | HMO C-SNP | Yes | Offered |
New for 2027 (not offered for 2026)
| Plan | Carrier | Type | Drug coverage |
|---|---|---|---|
| Aetna Medicare Prime Extra Care (HMO) | Aetna (CVS Health) | HMO | Yes |
| Wellcare Simple Exclusive Value (HMO-POS) | Centene (WellCare) | HMO-POS | Yes |
| DEVOTED C-SNP GIVEBACK EXTRAS 007 IL (HMO C-SNP) | Devoted Health | HMO C-SNP | Yes |
| DEVOTED GIVEBACK EXTRAS 008 IL (HMO) | Devoted Health | HMO | Yes |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare of Illinois | HMO D-SNP | Yes |
| AARP Medicare Advantage Patriot No Rx IL-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | No |
Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.
Plans not offered in Cook County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Prime Chronic Total (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP |
| Blue Cross Medicare Advantage Basic Plus (HMO-POS) | Blue Cross Blue Shield (HCSC) | HMO-POS |
| Blue Cross Medicare Advantage Choice Plus (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Choice Premier (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Premier Plus (HMO-POS) | Blue Cross Blue Shield (HCSC) | HMO-POS |
| Blue Cross Medicare Advantage Secure (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| Wellcare Patriot Giveback (HMO) | Centene (WellCare) | HMO |
| Wellcare Simple Essential (HMO) | Centene (WellCare) | HMO |
| Wellcare Simple Value (HMO-POS) | Centene (WellCare) | HMO-POS |
| Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) | Clear Spring Health | HMO C-SNP |
| Clear Spring Health BrightPath Advantage (HMO) | Clear Spring Health | HMO |
| Clear Spring Health BrightPath Advantage (HMO) | Clear Spring Health | HMO |
| Humana Full Access H5216-412 (PPO) | Humana | PPO |
| Humana Full Access H7617-009 (PPO) | Humana | PPO |
| Humana USAA Honor Giveback (PPO) | Humana | PPO |
| Molina Medicare Choice Care (HMO) | Molina Healthcare of Illinois | HMO |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare of Illinois | HMO D-SNP |
Plans new to Cook County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Prime Extra Care (HMO) | Aetna (CVS Health) | HMO |
| Wellcare Simple Exclusive Value (HMO-POS) | Centene (WellCare) | HMO-POS |
| DEVOTED C-SNP GIVEBACK EXTRAS 007 IL (HMO C-SNP) | Devoted Health | HMO C-SNP |
| DEVOTED GIVEBACK EXTRAS 008 IL (HMO) | Devoted Health | HMO |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare of Illinois | HMO D-SNP |
| AARP Medicare Advantage Patriot No Rx IL-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Blue Cross Medicare Advantage Basic (HMO-POS) (was Blue Cross Medicare Advantage Basic (HMO)) | Blue Cross Blue Shield (HCSC) | HMO |
| Wellcare Simple Essential (HMO) (was Wellcare Simple Essential Value (HMO)) | Centene (WellCare) | HMO |
| DEVOTED C-SNP ENHANCED 005 IL (HMO C-SNP) (was DEVOTED C-SNP PREMIUM 005 IL (HMO C-SNP)) | Devoted Health | HMO C-SNP |
| Humana Essentials Plus Giveback (HMO) (was Humana Gold Plus Giveback H1468-021 (HMO)) | Humana | HMO |
| Humana Total Complete (HMO) (was Humana Gold Plus H1468-013 (HMO)) | Humana | HMO |
| Humana Value Choice (PPO) (was HumanaChoice H5216-251 (PPO)) | Humana | PPO |
| Humana Value Choice (PPO) (was HumanaChoice H7617-018 (PPO)) | Humana | PPO |
| Zing Select Care IL (HMO) (was Zing Choice IL (HMO)) | Zing Health | HMO |
| Zing Select Diabetes & Heart IL (HMO C-SNP) (was Zing Essential Wellness Diabetes & Heart IL (HMO C-SNP)) | Zing Health | HMO C-SNP |
Carriers with no plans in Cook County for 2027: Clear Spring Health
What to do before December 7
If you are in a Medicare Advantage plan today, your plan must send you an Annual Notice of Change by September 30 that spells out exactly what is different for 2027. Read it before the Annual Enrollment Period (Open Enrollment), which runs October 15 through December 7.
If your plan is leaving your county, you will get a separate notice and a Special Enrollment Period to choose new coverage. If you do nothing, you may be returned to Original Medicare without drug coverage, so it is worth acting during the window.
A licensed agent can check your doctors and prescriptions against the plans that will actually operate in your county next year. For unbiased help, contact Medicare.gov or 1-800-MEDICARE.
Cities in Cook County
These counts apply to every city in the county, including:
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Good to know
Frequently asked questions
What does it mean that a plan is “changing” for 2027?
Does a plan leaving my county mean I lose Medicare?
Which plans are leaving or changing?
When can I switch?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.