St. Lucie County, Florida: 50 Medicare Advantage plans changing or leaving for 2027
St. Lucie County had 91 Medicare Advantage plans in 2026. For 2027, 26 are leaving the county and 24 are changing.
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Medicare Advantage plans in your area are changing or leaving for 2027.
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St. Lucie County in context
St. Lucie County goes from 91 Medicare Advantage plans to 81 for 2027: 10 fewer plans on the menu, before any plan-by-plan detail.
About 100,944 people in the county have Medicare, and roughly 57% of them are in a Medicare Advantage plan today, offered by 12 organizations.
The plans by name in St. Lucie County
From the same CMS Landscape files: every Medicare Advantage plan offered in the county, by carrier, with its 2027 status, then the plans not offered for 2027, the plans new to the county and the plans continuing under a new name. No plan is ranked or recommended; your plan's Annual Notice of Change has its own details.
Plan availability
Medicare Advantage plans available in St. Lucie County for 2026
CMS lists 91 Medicare Advantage plans from 13 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
| Plan | Type | Drug coverage | Status |
|---|---|---|---|
| Aetna (CVS Health) 12 plans | |||
| Aetna Medicare Dual Select (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Aetna Medicare Eagle Giveback (PPO) | PPO | No | Offered |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Aetna Medicare Premier (PPO) | PPO | Yes | Not offered for 2027 |
| Aetna Medicare Select (HMO) | HMO | Yes | Offered |
| Aetna Medicare Select (HMO) | HMO | Yes | Offered |
| Aetna Medicare Select Extra (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Aetna Medicare Signature (PPO) | PPO | Yes | Not offered for 2027 |
| Aetna Medicare Signature (PPO) | PPO | Yes | Not offered for 2027 |
| Aetna Medicare Signature (PPO) | PPO | Yes | Not offered for 2027 |
| Aetna Medicare Signature Extra (PPO) | PPO | Yes | Not offered for 2027 |
| Blue Cross Blue Shield (HCSC) 3 plans | |||
| HealthSpring Preferred (HMO) | HMO | Yes | Not offered for 2027 |
| HealthSpring TotalCare (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Centene (WellCare) 6 plans | |||
| Wellcare Dual Access Sync (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Wellcare Giveback (HMO-POS) | HMO | Yes | Renamed for 2027 |
| Wellcare Patriot Giveback (HMO) | HMO | No | Not offered for 2027 |
| Wellcare Simple (HMO-POS) | HMO | Yes | Renamed for 2027 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Devoted Health 6 plans | |||
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) | PPO | Yes | Offered |
| DEVOTED CORE 046 FL (HMO) | HMO | Yes | Offered |
| DEVOTED CORE 066 FL (HMO) | HMO | Yes | Offered |
| DEVOTED DUAL 039 FL (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| DEVOTED GIVEBACK 045 FL (HMO) | HMO | Yes | Offered |
| Elevance Health (Anthem) 14 plans | |||
| Freedom Medi-Medi Full (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Freedom Medi-Medi Partial (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Freedom Platinum Plan Rx (HMO) | HMO | Yes | Offered |
| Freedom Platinum Rewards Plan Rx (HMO) | HMO | Yes | Offered |
| Freedom Savings Plan (HMO) | HMO | No | Offered |
| Freedom VIP Rewards (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Freedom VIP Savings (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Freedom VIP Savings COPD (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Optimum Diamond Rewards (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| Optimum Diamond Rewards COPD (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| Optimum Emerald Full (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Optimum Emerald Partial (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Simply Complete Platinum (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Simply Integrated Platinum (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Florida Blue 3 plans | |||
| BlueMedicare Patriot (PPO) | PPO | No | Offered |
| BlueMedicare Select (PPO) | PPO | Yes | Not offered for 2027 |
| BlueMedicare Value (PPO) | PPO | Yes | Offered |
| Florida Blue HMO 2 plans | |||
| BlueMedicare Classic (HMO) | HMO | Yes | Offered |
| BlueMedicare Premier (HMO) | HMO | Yes | Not offered for 2027 |
| Florida Complete Care 3 plans | |||
| Florida Complete Care (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Florida Complete Care- In The Community (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | Offered |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| Gold Kidney Health Plan 4 plans | |||
| Gold Dialysis & Kidney (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| Gold Heart & Diabetes (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| Humana 18 plans | |||
| Humana Dual Integrated (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Humana Dual Select H1036-226 (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Humana Dual Select H7284-010 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana Gold Plus Lung (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana Gold Plus Reach Giveback H1036-286 (HMO) | HMO | Yes | Renamed for 2027 |
| Humana Gold Plus Reach H1036-229 (HMO) | HMO | Yes | Renamed for 2027 |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| Humana USAA Honor Giveback (PPO) | PPO | No | Not offered for 2027 |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| HumanaChoice Florida H5216-062 (PPO) | PPO | Yes | Offered |
| HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP) | PPO D-SNP | Yes | Not offered for 2027 |
| HumanaChoice Giveback H5216-311 (PPO) | PPO | Yes | Renamed for 2027 |
| HumanaChoice Giveback H7617-110 (PPO) | PPO | Yes | Renamed for 2027 |
| HumanaChoice R5826-005 (Regional PPO) | PPO | Yes | Offered |
| HumanaChoice R5826-018 (Regional PPO) | PPO | No | Offered |
| HumanaChoice R5826-074 (Regional PPO) | PPO | Yes | Offered |
| Longevity Health Plan 1 plan | |||
| Longevity Health Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Ultimate Health Plans 5 plans | |||
| Advantage Care by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Advantage Care COPD by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Premier by Ultimate (HMO) | HMO | Yes | Offered |
| UnitedHealthcare 14 plans | |||
| AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC FL-001P (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC FL-0025 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | PPO | No | Offered |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | PPO | No | Offered |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | PPO I-SNP | Yes | Offered |
New for 2027 (not offered for 2026)
| Plan | Carrier | Type | Drug coverage |
|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP | Yes |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP | Yes |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | Yes |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | Yes |
| DEVOTED DUAL FULL 098 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | Yes |
| DEVOTED GIVEBACK EXTRAS 116 FL (HMO) | Devoted Health | HMO | Yes |
| Optimum Diamond Savings (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP | Yes |
| Optimum Diamond Savings COPD (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP | Yes |
| Simply Complete Platinum (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | Yes |
| Simply Integrated Platinum (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | Yes |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP | Yes |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | Yes |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | Yes |
| HumanaChoice Florida H5216-472 (PPO) | Humana | PPO | Yes |
| HumanaChoice Giveback H7617-145 (PPO) | Humana | PPO | Yes |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Yes |
Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.
Plans not offered in St. Lucie County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Dual Select (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP |
| Aetna Medicare Premier (PPO) | Aetna (CVS Health) | PPO |
| Aetna Medicare Select Extra (HMO-POS) | Aetna (CVS Health) | HMO-POS |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO |
| Aetna Medicare Signature Extra (PPO) | Aetna (CVS Health) | PPO |
| HealthSpring Preferred (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| HealthSpring TotalCare (HMO D-SNP) | Blue Cross Blue Shield (HCSC) | HMO D-SNP |
| HealthSpring TotalCare Plus (HMO D-SNP) | Blue Cross Blue Shield (HCSC) | HMO D-SNP |
| Wellcare Dual Access Sync (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Patriot Giveback (HMO) | Centene (WellCare) | HMO |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Freedom Medi-Medi Full (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Optimum Diamond Rewards (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP |
| Optimum Diamond Rewards COPD (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP |
| Optimum Emerald Full (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Simply Complete Platinum (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Simply Integrated Platinum (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| BlueMedicare Select (PPO) | Florida Blue | PPO |
| BlueMedicare Premier (HMO) | Florida Blue HMO | HMO |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP |
| Humana USAA Honor Giveback (PPO) | Humana | PPO |
| HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP) | Humana | PPO D-SNP |
| AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS) | UnitedHealthcare | HMO-POS |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans new to St. Lucie County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| DEVOTED DUAL FULL 098 FL (HMO D-SNP) | Devoted Health | HMO D-SNP |
| DEVOTED GIVEBACK EXTRAS 116 FL (HMO) | Devoted Health | HMO |
| Optimum Diamond Savings (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP |
| Optimum Diamond Savings COPD (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP |
| Simply Complete Platinum (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Simply Integrated Platinum (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP |
| HumanaChoice Florida H5216-472 (PPO) | Humana | PPO |
| HumanaChoice Giveback H7617-145 (PPO) | Humana | PPO |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Partial Dual Select (HMO D-SNP) (was Aetna Medicare Dual Select (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Wellcare Giveback (HMO-POS) (was Wellcare Giveback (HMO)) | Centene (WellCare) | HMO |
| Wellcare Simple (HMO-POS) (was Wellcare Simple (HMO)) | Centene (WellCare) | HMO |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) (was Wellcare Dual Reserve (HMO D-SNP)) | Centene (WellCare) | HMO D-SNP |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) (was DEVOTED DUAL PLUS 052 FL (HMO D-SNP)) | Devoted Health | HMO D-SNP |
| Humana Dual Select H1036-226 (HMO D-SNP) (was Humana Gold Plus SNP-DE H1036-226 (HMO D-SNP)) | Humana | HMO D-SNP |
| Humana Dual Select H7284-010 (PPO D-SNP) (was HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP)) | Humana | PPO D-SNP |
| Humana Gold Plus Reach Giveback H1036-286 (HMO) (was Humana Gold Plus Giveback H1036-286 (HMO)) | Humana | HMO |
| Humana Gold Plus Reach H1036-229 (HMO) (was Humana Gold Plus H1036-229 (HMO)) | Humana | HMO |
| HumanaChoice Giveback H5216-311 (PPO) (was Humana Full Access Giveback H5216-311 (PPO)) | Humana | PPO |
| HumanaChoice Giveback H7617-110 (PPO) (was Humana Full Access Giveback H7617-110 (PPO)) | Humana | PPO |
| UHC Dual Complete FL-Q1 (PPO D-SNP) (was UHC Dual Complete FL-D003 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) (was UHC Dual Complete FL-D005 (Regional PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) (was UHC Dual Complete FL-D002 (HMO-POS D-SNP)) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete FL-Y7 (PPO D-SNP) (was UHC Dual Complete FL-Y4 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
Carriers with no plans in St. Lucie County for 2027: Blue Cross Blue Shield (HCSC)
What to do before December 7
If you are in a Medicare Advantage plan today, your plan must send you an Annual Notice of Change by September 30 that spells out exactly what is different for 2027. Read it before the Annual Enrollment Period (Open Enrollment), which runs October 15 through December 7.
If your plan is leaving your county, you will get a separate notice and a Special Enrollment Period to choose new coverage. If you do nothing, you may be returned to Original Medicare without drug coverage, so it is worth acting during the window.
A licensed agent can check your doctors and prescriptions against the plans that will actually operate in your county next year. For unbiased help, contact Medicare.gov or 1-800-MEDICARE.
Cities in St. Lucie County
These counts apply to every city in the county, including:
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Upcoming live session
Medicare Annual/Open Enrollment, live: questions on the 2027 changes in St Lucie County, Florida
Medicare Annual/Open Enrollment 2027 live, day 8, morning: Medicare Advantage changes by state. Starts Oct. 22, 2026, 10 a.m. ET. Program-level information only; no plan is recommended.
Good to know
Frequently asked questions
What does it mean that a plan is “changing” for 2027?
Does a plan leaving my county mean I lose Medicare?
Which plans are leaving or changing?
When can I switch?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.