A non-government entityMyMedicarePlans
Speak to a Licensed Insurance Agent
855-729-3240 TTY: 711
Monday – Friday: 7am – 9pm CST
HomeMedicare AdvantageFloridaPlan changes 2027St. Lucie County

St. Lucie County, Florida: 50 Medicare Advantage plans changing or leaving for 2027

St. Lucie County had 91 Medicare Advantage plans in 2026. For 2027, 26 are leaving the county and 24 are changing.

See Medicare Advantage options in your area

Compare Medicare Advantage options near you

Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.

✓ Free  ·  ✓ Takes 20 seconds  ·  ✓ No name, phone, or email needed

What’s your ZIP code?

Plan availability is set by your county, so we start here.

How old are you?

This helps match you with options you’re eligible for.

Do you have Medicare Parts A & B?

This affects which Medicare Advantage options you can choose.

Medicare Advantage options in your area

These listings are provided by licensed insurance partners.

2027 PLAN ALERT

Medicare Advantage plans in your area are changing or leaving for 2027.

Is your plan one of them? Call now — one free call tells you.

Available now — current wait: 0 min

A real person answers. No phone menu, ever.

Call 855-729-3240
Annual Enrollment: Oct 15 – Dec 7

Want to see more plan options?

Answer a few more questions to continue to additional options from licensed partners.

Continue →

Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.

Speak to a Licensed Insurance Agent

Click to call 855-729-3240

TTY: 711
Monday - Friday 7am - 9pm CST

BEFORE YOU ENROLL

Found a plan you like online?

One free call confirms it's actually right for you — online directories are wrong more often than you'd think.

  • Your doctors — confirmed in-network for 2027
  • Your prescriptions — checked against the plan's 2027 drug tiers
Verify it in one call

855-729-3240 · free · about 5 minutes

26Leavingoffered last year, not this year
24Changingoffered both years, listing differs
50Totalplans leaving or changing

St. Lucie County in context

St. Lucie County goes from 91 Medicare Advantage plans to 81 for 2027: 10 fewer plans on the menu, before any plan-by-plan detail.

About 100,944 people in the county have Medicare, and roughly 57% of them are in a Medicare Advantage plan today, offered by 12 organizations.

The plans by name in St. Lucie County

From the same CMS Landscape files: every Medicare Advantage plan offered in the county, by carrier, with its 2027 status, then the plans not offered for 2027, the plans new to the county and the plans continuing under a new name. No plan is ranked or recommended; your plan's Annual Notice of Change has its own details.

Plan availability

Medicare Advantage plans available in St. Lucie County for 2026

CMS lists 91 Medicare Advantage plans from 13 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

PlanTypeDrug coverageStatus
Aetna (CVS Health) 12 plans
Aetna Medicare Dual Select (HMO D-SNP)HMO D-SNPYesNot offered for 2027
Aetna Medicare Eagle Giveback (PPO)PPONoOffered
Aetna Medicare Full Dual Select (HMO D-SNP)HMO D-SNPYesOffered
Aetna Medicare Partial Dual Select (HMO D-SNP)HMO D-SNPYesRenamed for 2027
Aetna Medicare Premier (PPO)PPOYesNot offered for 2027
Aetna Medicare Select (HMO)HMOYesOffered
Aetna Medicare Select (HMO)HMOYesOffered
Aetna Medicare Select Extra (HMO-POS)HMO-POSYesNot offered for 2027
Aetna Medicare Signature (PPO)PPOYesNot offered for 2027
Aetna Medicare Signature (PPO)PPOYesNot offered for 2027
Aetna Medicare Signature (PPO)PPOYesNot offered for 2027
Aetna Medicare Signature Extra (PPO)PPOYesNot offered for 2027
Blue Cross Blue Shield (HCSC) 3 plans
HealthSpring Preferred (HMO)HMOYesNot offered for 2027
HealthSpring TotalCare (HMO D-SNP)HMO D-SNPYesNot offered for 2027
HealthSpring TotalCare Plus (HMO D-SNP)HMO D-SNPYesNot offered for 2027
Centene (WellCare) 6 plans
Wellcare Dual Access Sync (HMO D-SNP)HMO D-SNPYesNot offered for 2027
Wellcare Giveback (HMO-POS)HMOYesRenamed for 2027
Wellcare Patriot Giveback (HMO)HMONoNot offered for 2027
Wellcare Simple (HMO-POS)HMOYesRenamed for 2027
Wellcare Sunshine Health Dual Align (HMO D-SNP)HMO D-SNPYesNot offered for 2027
Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP)HMO D-SNPYesRenamed for 2027
Devoted Health 6 plans
DEVOTED CHOICE GIVEBACK 008 FL (PPO)PPOYesOffered
DEVOTED CORE 046 FL (HMO)HMOYesOffered
DEVOTED CORE 066 FL (HMO)HMOYesOffered
DEVOTED DUAL 039 FL (HMO D-SNP)HMO D-SNPYesOffered
DEVOTED DUAL QMB 052 FL (HMO D-SNP)HMO D-SNPYesRenamed for 2027
DEVOTED GIVEBACK 045 FL (HMO)HMOYesOffered
Elevance Health (Anthem) 14 plans
Freedom Medi-Medi Full (HMO D-SNP)HMO D-SNPYesNot offered for 2027
Freedom Medi-Medi Partial (HMO D-SNP)HMO D-SNPYesOffered
Freedom Platinum Plan Rx (HMO)HMOYesOffered
Freedom Platinum Rewards Plan Rx (HMO)HMOYesOffered
Freedom Savings Plan (HMO)HMONoOffered
Freedom VIP Rewards (HMO C-SNP)HMO C-SNPYesOffered
Freedom VIP Savings (HMO C-SNP)HMO C-SNPYesOffered
Freedom VIP Savings COPD (HMO C-SNP)HMO C-SNPYesOffered
Optimum Diamond Rewards (HMO C-SNP)HMO C-SNPYesNot offered for 2027
Optimum Diamond Rewards COPD (HMO C-SNP)HMO C-SNPYesNot offered for 2027
Optimum Emerald Full (HMO D-SNP)HMO D-SNPYesNot offered for 2027
Optimum Emerald Partial (HMO D-SNP)HMO D-SNPYesOffered
Simply Complete Platinum (HMO D-SNP)HMO D-SNPYesNot offered for 2027
Simply Integrated Platinum (HMO D-SNP)HMO D-SNPYesNot offered for 2027
Florida Blue 3 plans
BlueMedicare Patriot (PPO)PPONoOffered
BlueMedicare Select (PPO)PPOYesNot offered for 2027
BlueMedicare Value (PPO)PPOYesOffered
Florida Blue HMO 2 plans
BlueMedicare Classic (HMO)HMOYesOffered
BlueMedicare Premier (HMO)HMOYesNot offered for 2027
Florida Complete Care 3 plans
Florida Complete Care (HMO I-SNP)HMO I-SNPYesOffered
Florida Complete Care- In The Community (HMO-POS I-SNP)HMO-POS I-SNPYesOffered
Florida Complete Care-Duals VIP (HMO-POS D-SNP)HMO-POS D-SNPYesNot offered for 2027
Gold Kidney Health Plan 4 plans
Gold Dialysis & Kidney (HMO-POS C-SNP)HMO-POS C-SNPYesOffered
Gold Dialysis & Kidney Complete (HMO-POS C-SNP)HMO-POS C-SNPYesOffered
Gold Heart & Diabetes (HMO-POS C-SNP)HMO-POS C-SNPYesOffered
Gold Heart & Diabetes Complete (HMO-POS C-SNP)HMO-POS C-SNPYesOffered
Humana 18 plans
Humana Dual Integrated (HMO D-SNP)HMO D-SNPYesOffered
Humana Dual Select H1036-226 (HMO D-SNP)HMO D-SNPYesRenamed for 2027
Humana Dual Select H7284-010 (PPO D-SNP)PPO D-SNPYesRenamed for 2027
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)HMO C-SNPYesOffered
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)HMO C-SNPYesOffered
Humana Gold Plus Lung (HMO C-SNP)HMO C-SNPYesOffered
Humana Gold Plus Reach Giveback H1036-286 (HMO)HMOYesRenamed for 2027
Humana Gold Plus Reach H1036-229 (HMO)HMOYesRenamed for 2027
Humana USAA Honor Giveback (PPO)PPONoOffered
Humana USAA Honor Giveback (PPO)PPONoNot offered for 2027
Humana USAA Honor Giveback (PPO)PPONoOffered
HumanaChoice Florida H5216-062 (PPO)PPOYesOffered
HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP)PPO D-SNPYesNot offered for 2027
HumanaChoice Giveback H5216-311 (PPO)PPOYesRenamed for 2027
HumanaChoice Giveback H7617-110 (PPO)PPOYesRenamed for 2027
HumanaChoice R5826-005 (Regional PPO)PPOYesOffered
HumanaChoice R5826-018 (Regional PPO)PPONoOffered
HumanaChoice R5826-074 (Regional PPO)PPOYesOffered
Longevity Health Plan 1 plan
Longevity Health Plan (HMO I-SNP)HMO I-SNPYesOffered
Ultimate Health Plans 5 plans
Advantage Care by Ultimate (HMO C-SNP)HMO C-SNPYesOffered
Advantage Care COPD by Ultimate (HMO C-SNP)HMO C-SNPYesOffered
Advantage Plus by Ultimate (Full) (HMO D-SNP)HMO D-SNPYesOffered
Advantage Plus by Ultimate (Partial) (HMO D-SNP)HMO D-SNPYesOffered
Premier by Ultimate (HMO)HMOYesOffered
UnitedHealthcare 14 plans
AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS)HMO-POSYesNot offered for 2027
AARP Medicare Advantage from UHC FL-0006 (HMO-POS)HMO-POSYesOffered
AARP Medicare Advantage from UHC FL-001P (HMO-POS)HMO-POSYesOffered
AARP Medicare Advantage from UHC FL-0025 (PPO)PPOYesOffered
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)PPOYesOffered
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)PPONoOffered
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)PPONoOffered
UHC Complete Care FL-14 (HMO-POS C-SNP)HMO-POS C-SNPYesOffered
UHC Dual Complete FL-Q1 (PPO D-SNP)PPO D-SNPYesRenamed for 2027
UHC Dual Complete FL-Q3 (Regional PPO D-SNP)PPO D-SNPYesRenamed for 2027
UHC Dual Complete FL-QV2 (HMO-POS D-SNP)HMO-POS D-SNPYesRenamed for 2027
UHC Dual Complete FL-Y5 (HMO-POS D-SNP)HMO-POS D-SNPYesNot offered for 2027
UHC Dual Complete FL-Y7 (PPO D-SNP)PPO D-SNPYesRenamed for 2027
UHC Nursing Home Plan FL-F001 (PPO I-SNP)PPO I-SNPYesOffered

New for 2027 (not offered for 2026)

PlanCarrierTypeDrug coverage
Aetna Medicare Chronic Care (HMO C-SNP)Aetna (CVS Health)HMO C-SNPYes
Wellcare Sunshine Health Dual Access (HMO-POS D-SNP)Centene (WellCare)HMO-POS D-SNPYes
Wellcare Sunshine Health Dual Align (HMO D-SNP)Centene (WellCare)HMO D-SNPYes
Wellcare Sunshine Health Dual Align Unity (HMO D-SNP)Centene (WellCare)HMO D-SNPYes
DEVOTED DUAL FULL 098 FL (HMO D-SNP)Devoted HealthHMO D-SNPYes
DEVOTED GIVEBACK EXTRAS 116 FL (HMO)Devoted HealthHMOYes
Optimum Diamond Savings (HMO C-SNP)Elevance Health (Anthem)HMO C-SNPYes
Optimum Diamond Savings COPD (HMO C-SNP)Elevance Health (Anthem)HMO C-SNPYes
Simply Complete Platinum (HMO D-SNP)Elevance Health (Anthem)HMO D-SNPYes
Simply Integrated Platinum (HMO D-SNP)Elevance Health (Anthem)HMO D-SNPYes
Florida Complete Care-Duals VIP (HMO-POS D-SNP)Florida Complete CareHMO-POS D-SNPYes
Gold Heart & Diabetes Plus (HMO-POS C-SNP)Gold Kidney Health PlanHMO-POS C-SNPYes
Humana Dual Integrated (PPO D-SNP)HumanaPPO D-SNPYes
HumanaChoice Florida H5216-472 (PPO)HumanaPPOYes
HumanaChoice Giveback H7617-145 (PPO)HumanaPPOYes
UHC Dual Complete FL-Y5 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNPYes

Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.

Plans not offered in St. Lucie County for 2027

PlanCarrierType
Aetna Medicare Dual Select (HMO D-SNP)Aetna (CVS Health)HMO D-SNP
Aetna Medicare Premier (PPO)Aetna (CVS Health)PPO
Aetna Medicare Select Extra (HMO-POS)Aetna (CVS Health)HMO-POS
Aetna Medicare Signature (PPO)Aetna (CVS Health)PPO
Aetna Medicare Signature (PPO)Aetna (CVS Health)PPO
Aetna Medicare Signature (PPO)Aetna (CVS Health)PPO
Aetna Medicare Signature Extra (PPO)Aetna (CVS Health)PPO
HealthSpring Preferred (HMO)Blue Cross Blue Shield (HCSC)HMO
HealthSpring TotalCare (HMO D-SNP)Blue Cross Blue Shield (HCSC)HMO D-SNP
HealthSpring TotalCare Plus (HMO D-SNP)Blue Cross Blue Shield (HCSC)HMO D-SNP
Wellcare Dual Access Sync (HMO D-SNP)Centene (WellCare)HMO D-SNP
Wellcare Patriot Giveback (HMO)Centene (WellCare)HMO
Wellcare Sunshine Health Dual Align (HMO D-SNP)Centene (WellCare)HMO D-SNP
Freedom Medi-Medi Full (HMO D-SNP)Elevance Health (Anthem)HMO D-SNP
Optimum Diamond Rewards (HMO C-SNP)Elevance Health (Anthem)HMO C-SNP
Optimum Diamond Rewards COPD (HMO C-SNP)Elevance Health (Anthem)HMO C-SNP
Optimum Emerald Full (HMO D-SNP)Elevance Health (Anthem)HMO D-SNP
Simply Complete Platinum (HMO D-SNP)Elevance Health (Anthem)HMO D-SNP
Simply Integrated Platinum (HMO D-SNP)Elevance Health (Anthem)HMO D-SNP
BlueMedicare Select (PPO)Florida BluePPO
BlueMedicare Premier (HMO)Florida Blue HMOHMO
Florida Complete Care-Duals VIP (HMO-POS D-SNP)Florida Complete CareHMO-POS D-SNP
Humana USAA Honor Giveback (PPO)HumanaPPO
HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP)HumanaPPO D-SNP
AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS)UnitedHealthcareHMO-POS
UHC Dual Complete FL-Y5 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP

Plans new to St. Lucie County for 2027

PlanCarrierType
Aetna Medicare Chronic Care (HMO C-SNP)Aetna (CVS Health)HMO C-SNP
Wellcare Sunshine Health Dual Access (HMO-POS D-SNP)Centene (WellCare)HMO-POS D-SNP
Wellcare Sunshine Health Dual Align (HMO D-SNP)Centene (WellCare)HMO D-SNP
Wellcare Sunshine Health Dual Align Unity (HMO D-SNP)Centene (WellCare)HMO D-SNP
DEVOTED DUAL FULL 098 FL (HMO D-SNP)Devoted HealthHMO D-SNP
DEVOTED GIVEBACK EXTRAS 116 FL (HMO)Devoted HealthHMO
Optimum Diamond Savings (HMO C-SNP)Elevance Health (Anthem)HMO C-SNP
Optimum Diamond Savings COPD (HMO C-SNP)Elevance Health (Anthem)HMO C-SNP
Simply Complete Platinum (HMO D-SNP)Elevance Health (Anthem)HMO D-SNP
Simply Integrated Platinum (HMO D-SNP)Elevance Health (Anthem)HMO D-SNP
Florida Complete Care-Duals VIP (HMO-POS D-SNP)Florida Complete CareHMO-POS D-SNP
Gold Heart & Diabetes Plus (HMO-POS C-SNP)Gold Kidney Health PlanHMO-POS C-SNP
Humana Dual Integrated (PPO D-SNP)HumanaPPO D-SNP
HumanaChoice Florida H5216-472 (PPO)HumanaPPO
HumanaChoice Giveback H7617-145 (PPO)HumanaPPO
UHC Dual Complete FL-Y5 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP

Plans continuing under a new name

PlanCarrierType
Aetna Medicare Partial Dual Select (HMO D-SNP) (was Aetna Medicare Dual Select (HMO D-SNP))Aetna (CVS Health)HMO D-SNP
Wellcare Giveback (HMO-POS) (was Wellcare Giveback (HMO))Centene (WellCare)HMO
Wellcare Simple (HMO-POS) (was Wellcare Simple (HMO))Centene (WellCare)HMO
Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) (was Wellcare Dual Reserve (HMO D-SNP))Centene (WellCare)HMO D-SNP
DEVOTED DUAL QMB 052 FL (HMO D-SNP) (was DEVOTED DUAL PLUS 052 FL (HMO D-SNP))Devoted HealthHMO D-SNP
Humana Dual Select H1036-226 (HMO D-SNP) (was Humana Gold Plus SNP-DE H1036-226 (HMO D-SNP))HumanaHMO D-SNP
Humana Dual Select H7284-010 (PPO D-SNP) (was HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP))HumanaPPO D-SNP
Humana Gold Plus Reach Giveback H1036-286 (HMO) (was Humana Gold Plus Giveback H1036-286 (HMO))HumanaHMO
Humana Gold Plus Reach H1036-229 (HMO) (was Humana Gold Plus H1036-229 (HMO))HumanaHMO
HumanaChoice Giveback H5216-311 (PPO) (was Humana Full Access Giveback H5216-311 (PPO))HumanaPPO
HumanaChoice Giveback H7617-110 (PPO) (was Humana Full Access Giveback H7617-110 (PPO))HumanaPPO
UHC Dual Complete FL-Q1 (PPO D-SNP) (was UHC Dual Complete FL-D003 (PPO D-SNP))UnitedHealthcarePPO D-SNP
UHC Dual Complete FL-Q3 (Regional PPO D-SNP) (was UHC Dual Complete FL-D005 (Regional PPO D-SNP))UnitedHealthcarePPO D-SNP
UHC Dual Complete FL-QV2 (HMO-POS D-SNP) (was UHC Dual Complete FL-D002 (HMO-POS D-SNP))UnitedHealthcareHMO-POS D-SNP
UHC Dual Complete FL-Y7 (PPO D-SNP) (was UHC Dual Complete FL-Y4 (PPO D-SNP))UnitedHealthcarePPO D-SNP

Carriers with no plans in St. Lucie County for 2027: Blue Cross Blue Shield (HCSC)

MM
ED
AI
By MyMedicarePlans Data Desk · Plan Landscape & Data✓ Verified Team
✓ Reviewed for the 2027 plan year·● St. Lucie County, Florida
Medicare AdvantageSt. Lucie County, Florida
Video: Kampus Production on Pexels
56 Medicare Advantage plans here are rated 4 stars or higher for 2027, of the 81 offered in St. Lucie County (2027 CMS Star Ratings). See top-rated plans in St. Lucie County →Every year, Medicare evaluates plans based on a 5-star rating system.

What to do before December 7

If you are in a Medicare Advantage plan today, your plan must send you an Annual Notice of Change by September 30 that spells out exactly what is different for 2027. Read it before the Annual Enrollment Period (Open Enrollment), which runs October 15 through December 7.

If your plan is leaving your county, you will get a separate notice and a Special Enrollment Period to choose new coverage. If you do nothing, you may be returned to Original Medicare without drug coverage, so it is worth acting during the window.

A licensed agent can check your doctors and prescriptions against the plans that will actually operate in your county next year. For unbiased help, contact Medicare.gov or 1-800-MEDICARE.

Cities in St. Lucie County

These counts apply to every city in the county, including:

Fort PiercePort St. Lucie

Key dates

Medicare enrollment periods at a glance

Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.

Upcoming live session

Medicare Annual/Open Enrollment, live: questions on the 2027 changes in St Lucie County, Florida

Medicare Annual/Open Enrollment 2027 live, day 8, morning: Medicare Advantage changes by state. Starts Oct. 22, 2026, 10 a.m. ET. Program-level information only; no plan is recommended.

Good to know

Frequently asked questions

What does it mean that a plan is “changing” for 2027?
It means the plan is offered in St. Lucie County in both 2026 and 2027, but its 2027 listing in the CMS Landscape file differs on its premium, drug deductible, plan type, or name. The count does not say whether a change is better or worse for you; your plan's Annual Notice of Change does.
Does a plan leaving my county mean I lose Medicare?
No. Original Medicare (Parts A and B) continues no matter what happens to any Medicare Advantage plan. What ends is that plan's coverage in your county, and you get a Special Enrollment Period to pick a new Medicare Advantage plan or return to Original Medicare with a stand-alone Part D plan.
Which plans are leaving or changing?
This page publishes only the counts. The plans themselves, their premiums and their benefits are plan-specific information we do not list. Your Annual Notice of Change, Medicare's Plan Finder at Medicare.gov, 1-800-MEDICARE, or a licensed agent can tell you what applies to your plan.
When can I switch?
During the Annual Enrollment Period (Open Enrollment), October 15 through December 7, for coverage starting January 1, 2027. If your plan is leaving, you also get a Special Enrollment Period. Medicare Advantage members get one more chance January 1 through March 31.
These counts come from comparing the two official CMS Medicare Advantage Landscape files for 2026 and 2027. A plan counts as leaving when it was offered in the county for 2026 and is not offered there for 2027. A plan counts as changing when it is offered in both years but its 2027 listing differs on something a member would notice: the premium, the drug deductible, the plan type, or the plan name. Only the counts are shown here. This page does not name plans, list premiums or benefits, or recommend anything.
Sources & further reading

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Medicare plans in your area changing for 2027 — check yoursCall