Santa Clara County, California: 33 Medicare Advantage plans changing or leaving for 2027
Santa Clara County had 46 Medicare Advantage plans in 2026. For 2027, 15 are leaving the county and 18 are changing.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan one of them? Call now — one free call tells you.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan one of them? Call now — one free call tells you.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Santa Clara County in context
Santa Clara County goes from 46 Medicare Advantage plans to 36 for 2027: 10 fewer plans on the menu, before any plan-by-plan detail.
About 311,584 people in the county have Medicare, and roughly 51% of them are in a Medicare Advantage plan today, offered by 12 organizations.
The plans by name in Santa Clara County
From the same CMS Landscape files: every Medicare Advantage plan offered in the county, by carrier, with its 2027 status, then the plans not offered for 2027, the plans new to the county and the plans continuing under a new name. No plan is ranked or recommended; your plan's Annual Notice of Change has its own details.
Plan availability
Medicare Advantage plans available in Santa Clara County for 2026
CMS lists 46 Medicare Advantage plans from 12 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
| Plan | Type | Drug coverage | Status |
|---|---|---|---|
| Aetna (CVS Health) 4 plans | |||
| Aetna Medicare Eagle (PPO) | PPO | No | Not offered for 2027 |
| Aetna Medicare Enhanced (PPO) | PPO | Yes | Not offered for 2027 |
| Aetna Medicare Signature (HMO) | HMO-POS | Yes | Renamed for 2027 |
| Aetna Medicare Signature Extra (HMO) | HMO-POS | Yes | Renamed for 2027 |
| Align Senior Care 3 plans | |||
| Advantage Care (HMO) | HMO | Yes | Not offered for 2027 |
| Premier Care (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Senior Care (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Alignment Health Plan 14 plans | |||
| Alignment Health Advantage 002 (PPO) | PPO | Yes | Renamed for 2027 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| Alignment Health Clarity Plus 042 (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| Alignment Health Heart & Diabetes Plus 045 (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| Alignment Health Honor+ Plan (HMO) | HMO | Yes | Not offered for 2027 |
| Alignment Health My Choice 050 (HMO) | HMO | Yes | Renamed for 2027 |
| Alignment Health Smart 040 (HMO) | HMO | Yes | Renamed for 2027 |
| Alignment Health Sutter Advantage +More (HMO) | HMO | Yes | Offered |
| Alignment Health the ONE (HMO) | HMO | Yes | Not offered for 2027 |
| Central Health Harmony 031 (HMO) | HMO | Yes | Renamed for 2027 |
| Astiva Health 3 plans | |||
| Astiva Health C-SNP WOW - NorCal (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Astiva Health Premier Plan - NorCal (HMO) | HMO | Yes | Offered |
| Astiva Health Savings Plan - NorCal (HMO) | HMO | Yes | Offered |
| Blue Shield of California 1 plan | |||
| Blue Shield Inspire (HMO) | HMO | Yes | Offered |
| Central Health Medicare Plan 5 plans | |||
| Central Health Classic Care Plan III (HMO) | HMO | Yes | Not offered for 2027 |
| Central Health Dual Access Plan (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Central Health Embrace Care Plan (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| Central Health Embrace Choice Plan (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| Central Health Valor Care Plan (HMO) | HMO | No | Not offered for 2027 |
| Elevance Health (Anthem) 3 plans | |||
| Anthem Full Dual Advantage Aligned (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Anthem Medicare Advantage (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Anthem Prime (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
| Imperial Health Plan of California, Inc. 3 plans | |||
| Imperial Courage Plan (HMO) | HMO | No | Offered |
| Imperial Dynamic Plan (HMO) | HMO | Yes | Offered |
| Imperial Senior Value (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Kaiser Permanente 4 plans | |||
| Kaiser Permanente Dual Complete North P2 (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Kaiser Permanente Dual Complete North P23 (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Kaiser Permanente Sr Adv Basic Santa Clara (HMO) | HMO | Yes | Offered |
| Kaiser Permanente Sr Adv Enhanced Santa Clara (HMO) | HMO | Yes | Offered |
| Santa Clara Family Health Plan 1 plan | |||
| DualConnect (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| SCAN Health Plan 4 plans | |||
| SCAN Balance (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| SCAN Classic (HMO) | HMO | Yes | Offered |
| SCAN MyChoice (HMO) | HMO | Yes | Not offered for 2027 |
| SCAN Strive (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| UnitedHealthcare 1 plan | |||
| AARP Medicare Advantage from UHC CA-10 (HMO-POS) | HMO-POS | Yes | Not offered for 2027 |
New for 2027 (not offered for 2026)
| Plan | Carrier | Type | Drug coverage |
|---|---|---|---|
| Aetna Medicare Eagle (HMO) | Aetna (CVS Health) | HMO | No |
| Alignment Health Honor Plus 060 (HMO) | Alignment Health Plan | HMO | Yes |
| Imperial Flex (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP | Yes |
| SCAN Costco Medicare Advantage (HMO) | SCAN Health Plan | HMO | Yes |
| Sutter Senior Advantage, a SCAN Medicare Plan (HMO) | SCAN Health Plan | HMO | Yes |
Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.
Plans not offered in Santa Clara County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Eagle (PPO) | Aetna (CVS Health) | PPO |
| Aetna Medicare Enhanced (PPO) | Aetna (CVS Health) | PPO |
| Advantage Care (HMO) | Align Senior Care | HMO |
| Alignment Health Honor+ Plan (HMO) | Alignment Health Plan | HMO |
| Alignment Health the ONE (HMO) | Alignment Health Plan | HMO |
| Central Health Classic Care Plan III (HMO) | Central Health Medicare Plan | HMO |
| Central Health Dual Access Plan (HMO D-SNP) | Central Health Medicare Plan | HMO D-SNP |
| Central Health Embrace Care Plan (HMO C-SNP) | Central Health Medicare Plan | HMO C-SNP |
| Central Health Embrace Choice Plan (HMO C-SNP) | Central Health Medicare Plan | HMO C-SNP |
| Central Health Valor Care Plan (HMO) | Central Health Medicare Plan | HMO |
| Anthem Medicare Advantage (HMO-POS) | Elevance Health (Anthem) | HMO-POS |
| Anthem Prime (HMO-POS) | Elevance Health (Anthem) | HMO-POS |
| Kaiser Permanente Dual Complete North P2 (HMO D-SNP) | Kaiser Permanente | HMO D-SNP |
| SCAN MyChoice (HMO) | SCAN Health Plan | HMO |
| AARP Medicare Advantage from UHC CA-10 (HMO-POS) | UnitedHealthcare | HMO-POS |
Plans new to Santa Clara County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Eagle (HMO) | Aetna (CVS Health) | HMO |
| Alignment Health Honor Plus 060 (HMO) | Alignment Health Plan | HMO |
| Imperial Flex (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP |
| SCAN Costco Medicare Advantage (HMO) | SCAN Health Plan | HMO |
| Sutter Senior Advantage, a SCAN Medicare Plan (HMO) | SCAN Health Plan | HMO |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Signature (HMO) (was Aetna Medicare Enhanced (HMO-POS)) | Aetna (CVS Health) | HMO-POS |
| Aetna Medicare Signature Extra (HMO) (was Aetna Medicare Enhanced Extra (HMO-POS)) | Aetna (CVS Health) | HMO-POS |
| Alignment Health Advantage 002 (PPO) (was Alignment Health Advantage PPO (PPO)) | Alignment Health Plan | PPO |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) (was Alignment Health BreathEasy (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Clarity Plus 042 (HMO C-SNP) (was Alignment Health Clarity (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) (was Alignment Health Heart & Diabetes (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP) (was Alignment Health Heart & Diabetes Care (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) (was Alignment Health Heart & Diabetes Choice (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) (was Alignment Health Heart & Diabetes CalPlus (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health Heart & Diabetes Plus 045 (HMO C-SNP) (was Alignment Health Silicon (HMO C-SNP)) | Alignment Health Plan | HMO C-SNP |
| Alignment Health My Choice 050 (HMO) (was Alignment Health My Choice CalCare (HMO)) | Alignment Health Plan | HMO |
| Alignment Health Smart 040 (HMO) (was Alignment Health smartHMO (HMO)) | Alignment Health Plan | HMO |
| Central Health Harmony 031 (HMO) (was Alignment Health Harmony (HMO)) | Alignment Health Plan | HMO |
Carriers with no plans in Santa Clara County for 2027: Central Health Medicare Plan, UnitedHealthcare
What to do before December 7
If you are in a Medicare Advantage plan today, your plan must send you an Annual Notice of Change by September 30 that spells out exactly what is different for 2027. Read it before the Annual Enrollment Period (Open Enrollment), which runs October 15 through December 7.
If your plan is leaving your county, you will get a separate notice and a Special Enrollment Period to choose new coverage. If you do nothing, you may be returned to Original Medicare without drug coverage, so it is worth acting during the window.
A licensed agent can check your doctors and prescriptions against the plans that will actually operate in your county next year. For unbiased help, contact Medicare.gov or 1-800-MEDICARE.
Cities in Santa Clara County
These counts apply to every city in the county, including:
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Good to know
Frequently asked questions
What does it mean that a plan is “changing” for 2027?
Does a plan leaving my county mean I lose Medicare?
Which plans are leaving or changing?
When can I switch?
- CMS — MA/Part D Landscape & Plan Finder data
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.